2741 St Elmos Fire Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2741 St Elmos Fire Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,350 sqft · built 2012
Lot Size	0.496 acres (21,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,500 (Jan 2013)
Tax Bill	$3,199 (2025)
Deeds & Mortgages	Jun 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-17-20-0-00068-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-17-20-0-00068-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,350 sqft Adjusted Area
1st Floor Area	2,116 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	21,612 sqft (0.496 acres)
Lot Dimensions	187 ft deep x 151 ft wide

Location & Zoning

Street Address	2741 ST ELMOS FIRE DR
City	HERNANDO
State	MS
Zip	38632-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LEES SUMMIT 1ST ADD LOT 68
Legal Range	007
Legal Township	03S
Legal Section	17
Legal Subdivision	LEES SUMMIT 1ST ADD
Legal Lot Number	68
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3035
Census Tract	71001

Owner

Source: DeSoto County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2741 ST ELMOS FIRE DR, HERNANDO, MS 38632-5024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2013 · Amount on Record
Deed Sale	Jan 16, 2013 · Amount on Record
Deed Book / Page	698 / 456
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2741 ST ELMOS FIRE DR, HERNANDO, MS 38632-5024
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170613010174210
Date	Jun 13, 2017
Instrument	20170613010174210

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 15, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,199.00 (+19.05%)	$30,037 (+39.49%) Land $2,500 Building $27,537	$300,365 (+39.48%) Land $25,000 Building $275,365
2023	$2,687.00	$21,534	$215,342 Land $25,000 Building $190,342

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20