2741 Russell Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 2741 Russell Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,632 sqft · built 1994
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Mar 2017)
Tax Bill	$5,772 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`450-0010-03825`

Property Details

APN / Parcel Number

Primary APN	`450-0010-03825`
Alternative APN	`1027435`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,632 sqft Gross Area
1st Floor Area	1,632 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	864 sqft
Porch	Slab
Deck Area	264 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1027435
Street Address	2741 RUSSELL RD
City	DULUTH
State	MN
Zip	55810-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	NE 1/4 OF SE 1/4 OF SE 1/4 SERIAL #
Legal Range	15W
Legal Township	49N
Legal Section	21
Legal Subdivision	MIDWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1067
Census Tract	10200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2741 RUSSELL RD, DULUTH, MN 55810-2113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BK
May 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Mar 31, 2017	Warranty Deed, Transfer · Conventional Mortgage BELL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	Mar 17, 2016 · Amount on Record
Deed Document Number	2017983518
Prior Transfer Date	Aug 11, 2009
Prior Transfer Doc	0000877689
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2741 RUSSELL RD, DULUTH, MN 55810-2113
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2741 RUSSELL RD, DULUTH, MN 55810-2113

Mortgage

Document Number	0001066622
Date	Mar 9, 2023
Instrument	1066622

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Feb 17, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2741 RUSSELL RD, DULUTH, MN 55810-2113
Document Number	00T1027997
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2741 RUSSELL RD DULUTH MN 558102113, DULUTH, MN 55810-2113

Mortgage

Document Number	00T1027997
Date	Aug 26, 2020
Instrument	T1027997

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2741 RUSSELL RD, DULUTH, MN 55810-2113
Document Number	000T998883
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2741 RUSSELL RD DULUTH MN 558102113, DULUTH, MN 55810-2113

Mortgage

Document Number	000T998883
Date	Jun 7, 2018
Instrument	T998883

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	ST PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 6, 2023

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 31, 2017
Property Address	2741 RUSSELL RD, DULUTH, MN 55810-2113
Document Number	000T983518
Instrument Date	Mar 17, 2017
Instrument	T983518
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$736.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2741 RUSSELL RD DULUTH MN 558102113, DULUTH, MN 55810-2113

Mortgage

Document Number	T983519
Date	Mar 31, 2017
Instrument	T983519

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,772.00 (+47.24%) Homeowner's exemption
2025	$3,920.00 (+10.36%) Homeowner's exemption	$566,500 (+47.99%) Land $94,200 Building $472,300	$566,500 (+47.99%) Land $94,200 Building $472,300
2024	$3,552.00	$382,800 (+26.34%) Land $66,800 Building $316,000	$382,800 (+26.34%) Land $66,800 Building $316,000
2022		$303,000 Land $60,800 Building $242,200	$303,000 Land $60,800 Building $242,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
CenturyLink DSL	10 / 1

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