2741 Lydia St, Jacksonville, FL 32205 Property Records

Duval County property record for 2741 Lydia St, Jacksonville, FL 32205

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,216 sqft · built 2017
Lot Size	0.173 acres (7,545 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Aug 2021)
Tax Bill	$9,081 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064692-0000`

Property Details

APN / Parcel Number

Primary APN	`064692-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,216 sqft Living Area
Gross Area	3,124 sqft
1st Floor Area	1,152 sqft
Upper Floors Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,545 sqft (0.173 acres)
Lot Dimensions	110 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	428 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2741 LYDIA ST
City	JACKSONVILLE
State	FL
Zip	32205-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-B
Legal Description	22-2S-26E .154 PT GOVT LOT 4 RECD O/R 19881-1264
Legal Range	26E
Legal Township	02S
Legal Section	22
Legal Subdivision	SECTION LAND
Legal Lot Number	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1001
Census Tract	2101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Historic District listed 1985 · 2,125 contributing resources · NRIS 85000689

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2741 LYDIA ST, JACKSONVILLE, FL 32205-7626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Dec 7, 2017	Grant Deed, Transfer · VA Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Dec 7, 2017 · Amount on Record
Deed Document Number	2021222294
Deed Book / Page	19881 / 1264
Prior Transfer Date	Oct 5, 2015
Prior Transfer Doc	0173370388
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 25, 2021
Property Address	2741 LYDIA ST, JACKSONVILLE, FL 32205-7626
Document Number	0198811264
Book / Page	19881 / 1264
Instrument Date	Aug 16, 2021
Instrument	2021222294
Transaction Type	Transfer
Record Updated	Sep 9, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2741 LYDIA ST, JACKSONVILLE, FL 32205-7626

Mortgage

Document Number	198811266
Date	Aug 25, 2021
Instrument	19881/1266

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2741 LYDIA ST, JACKSONVILLE, FL 32205-7626
Document Number	0192771554
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2741 LYDIA ST JACKSONVILLE FL 322057626, JACKSONVILLE, FL 32205-7626

Mortgage

Document Number	0192771554
Date	Jul 13, 2020
Book Page	019277/001554
Instrument	145229

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 7, 2017
Property Address	2741 LYDIA ST, JACKSONVILLE, FL 32205-7626
Document Number	0182111677
Book / Page	018211 / 001677
Instrument Date	Nov 30, 2017
Instrument	279875
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7241 LYDIA ST JACKSONVILLE FL 32205, JACKSONVILLE, FL 32205

Mortgage

Document Number	182111681
Date	Dec 7, 2017
Book Page	018211/001681
Instrument	279877

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,150 (-4.44%) Land $119,818 Building $388,332	$508,150 (-4.75%) Land $119,818 Building $388,332
2025	$9,081.00 (+4.27%) Homeowner's exemption	$531,750 (+5.99%)	$533,505 (+5.75%) Land $112,240 Building $421,265
2024	$8,709.00 (+2.66%)
2023	$8,483.00 (+8.87%) Homeowner's exemption	$501,713 (+3%)	$504,502 (+3.57%) Land $117,852 Building $386,650
2022	$7,792.00 Homeowner's exemption	$487,100 Land $117,852 Building $369,248	$487,100 Land $117,852 Building $369,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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