Talbot County property record for 27400 Chloras Point Rd, Trappe, MD 21673
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 3,272 sqft · built 1976 |
| Lot Size | 23.6 acres (1,029,758 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,400,000 (Nov 2016) |
| Tax Bill | $16,461 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-120783 |
| Primary APN | 03-120783 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,272 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,029,758 sqft (23.6 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 500 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 790 sqft |
| Deck Area | 352 sqft |
| Boat Access | Boat Access |
| Boat House | 990 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 120783 |
|---|---|
| Street Address | 27400 CHLORAS POINT RD |
| City | TRAPPE |
| State | MD |
| Zip | 21673-1891 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A2 |
| Legal Description | 23.641 AC ISLAND CR NECK RD |
| Legal Subdivision | THE THIRD ELECTION DISTRICT |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 3, TRAPPE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 960900 |
Source: Talbot County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27400 CHLORAS POINT RD, TRAPPE, MD 21673-1891 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2016 · Amount on Record |
| Deed Sale | Nov 15, 2016 · Amount on Record |
| Prior Sale | Dec 19, 2001 · Amount on Record |
| Deed Document Number | 20162401-108 |
| Deed Book / Page | 2401 / 108 |
| Record Updated | Sep 20, 2026 |
Source: Talbot County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,888,000 (+15.96%) Land $1,067,000 Building $821,000 | $1,888,000 (+15.96%) Land $1,067,000 Building $821,000 | |
| 2025 | $16,461.00 (+18.2%) | ||
| 2023 | $13,926.00 | $1,628,100 Land $1,067,000 Building $561,100 | $1,628,100 Land $1,067,000 Building $561,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 34 (2003–2024) |
| Claims Outside the SFHA | 4 of 34 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Easton Velocity Fiber | 1,000 / 125 |
5G (outdoors only) and 4G LTE
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