2740 Ritchie St, Oakland, CA 94605 Property Records

Alameda County property record for 2740 Ritchie St, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,094 sqft · built 1925
Lot Size	0.099 acres (4,294 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Jul 2011)
Tax Bill	$4,433 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-3407-33`

Property Details

APN / Parcel Number

Primary APN	`40-3407-33`
Alternative APN	`040-3407-033-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Custom Design
Exterior Material	Metal
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,294 sqft (0.099 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2740 RITCHIE ST
City	OAKLAND
State	CA
Zip	94605-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00033 BLK: AR: 0040 PAGE: 3407
Legal Subdivision	CLOVER GARDENS
Legal Lot Number	39&38
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3001
Census Tract	408400

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2740 RITCHIE ST, OAKLAND, CA 94605-3330
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit FIRST UNITED CREDIT UNION
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Oct 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2011 · Amount on Record
Deed Sale	Jul 6, 2011 · Amount on Record
Prior Sale	Jan 11, 2011 · Amount on Record
Deed Document Number	2011189382
Prior Transfer Date	May 26, 1994
Prior Transfer Doc	0000205631
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	Apr 24, 2026
Property Address	2740 RITCHIE ST, OAKLAND, CA 94605-3330
Document Number	0000053834
Instrument Date	Apr 20, 2026
Instrument	202653834
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	2740 RITCHIE ST, OAKLAND, CA 94605-3330

Mortgage

Document Number	0000053834,
Date	Apr 24, 2026
Instrument	202653834

Lender

Name	FIRST UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2740 RITCHIE ST, OAKLAND, CA 94605-3330
Document Number	0000098143
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2740 RITCHIE ST OAKLAND CA 946053330, OAKLAND, CA 94605-3330

Mortgage

Document Number	0000098143
Date	Apr 28, 2020
Instrument	98143

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2040

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 14, 2019
Property Address	2740 RITCHIE ST, OAKLAND, CA 94605-3330
Document Number	0000207814
Instrument Date	Sep 12, 2019
Instrument	207814
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2740 RITCHIE ST OAKLAND CA 946053330, OAKLAND, CA 94605-3330

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,975 (+2.07%) Land $61,492 Building $143,483
2025	$4,433.00 (+1.86%) Homeowner's exemption	$193,957 (+0.41%) Land $60,287 Building $140,670
2023	$4,352.00 Homeowner's exemption	$193,156 Land $57,947 Building $135,209	$347,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 968 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Unwired.

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