2740 Hemlock Ct, Nebo, NC 28761 Property Records

Burke County property record for 2740 Hemlock Ct, Nebo, NC 28761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 1994
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$486,000 (Jan 2026)
Tax Bill	$2,697 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1743959073`

Property Details

APN / Parcel Number

Primary APN	`1743959073`
Alternative APN	`48021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,744 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	564 sqft
Unfinished Basement	564 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	252 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1743959073
Street Address	2740 HEMLOCK CT
City	NEBO
State	NC
Zip	28761-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2740 HEMLOCK CT NEBO, NC 28761
Legal Subdivision	LAUREL POINTE SUB
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2019
Census Tract	20203

Owner

Source: Burke County records · APN 1743959073

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9827 LEAF ARBOR LN, CHARLOTTE, NC 28277-0010
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Deed Document Number	0028520012
Deed Book / Page	2852 / 12
Record Updated	Jun 08, 2026

January 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BURKE NC
Recording Date	Jan 29, 2026
Property Address	2740 HEMLOCK CT, NEBO, NC 28761-9681
Document Number	0028520012
Book / Page	2852 / 12
Map Reference	MB 10 PG 138
Instrument Date	Jan 16, 2026
Instrument	2026000781
Transaction Type	Transfer
Record Updated	Feb 05, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$972.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9827 LEAF ARBOR LN, CHARLOTTE, NC 28277-0010

Mortgage

Document Number	0028520016
Date	Jan 29, 2026
Book Page	2852/16
Instrument	2026000782

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Max Rate	10%

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,697.00 (-0.59%)	$399,796 (-) Land $119,080 Building $280,716	$399,796 (-) Land $119,080 Building $280,716
2023	$2,713.00	$399,796 Land $119,080 Building $280,716	$399,796 Land $119,080 Building $280,716

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230202032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 67 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.