2740 Ferguson Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2740 Ferguson Rd, Gilroy, CA 95020

Property Summary

Property Type	Orchard (Fruit, Nut)
Lot Size	9.66 acres (420,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Jan 2020)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`841-21-022`

Property Details

APN / Parcel Number

Primary APN	`841-21-022`

Exterior

Lot Area	420,790 sqft

Location & Zoning

Street Address	2740 FERGUSON RD
City	GILROY
State	CA
Zip	95020
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Orchard (Fruit, Nut)
Local Zoning Code	AW
Legal Description	LOT 1
Legal Subdivision	DUNLAP REALTY CO
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1030
Census Tract	512602

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10482 GARCIA LN, GILROY, CA 95020-8951
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2020	Grant Deed, Transfer · Commercial Mortgage METROPOLITAN BANK
Aug 18, 2017	Deed of Trust, Mortgage ZS GROUP TRUST (CT)
Aug 18, 2017	Deed of Trust, Mortgage ZS GROUP TRUST (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Prior Sale	Aug 2, 2016 · Amount on Record
Deed Document Number	202024374906
Prior Transfer Date	Oct 19, 2000
Prior Transfer Doc	0015570992
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 7, 2020
Property Address	2740 FERGUSON RD, GILROY, CA 95020-9547
Document Number	0024374906
Map Reference	MB 395 PG 45
Instrument Date	Dec 20, 2019
Instrument	24374906
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2740 FERGUSON RD, GILROY, CA 95020-9547

Mortgage

Document Number	0024374909
Date	Jan 7, 2020
Instrument	24374909

Lender

Name	METROPOLITAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2740 FERGUSON RD, GILROY, CA 95020-9547
Document Number	0023732537
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1286 KIFER RD #112 SUNNYVALE CA 940865326, 112, SUNNYVALE, CA 94086-5326

Mortgage

Document Number	0023732537
Date	Aug 18, 2017
Instrument	23732537

Lender

Name	ZS GROUP TRUST (CT)
Address	1551 MCCARTHY BLVD # 211, MILPITAS, CA 95035-7442

Agreement

Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2740 FERGUSON RD, GILROY, CA 95020-9547
Document Number	0023732536
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2740 FERGUSON RD GILROY CA 95020, GILROY, CA 95020

Mortgage

Document Number	0023732536
Date	Aug 18, 2017
Instrument	23732536

Lender

Name	ZS GROUP TRUST (CT)

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$126,993 (-4.51%) Land $116,381 Building $10,612
2025	$1,757.00 (+5.21%)	$132,993 (+7.37%) Land $122,589 Building $10,404
2023	$1,670.00 (+84.94%)	$123,869 Land $123,869
2022	$903.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	5 (2009–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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