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2740 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 2740 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1957
Square Footage864 sqft Living Area
Lot Size6,600 sqft (0.152 acres)
GarageDetached, 484 sqft
OccupancyOwner Occupied
Tax Bill$1,036.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-13-131-021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area864 sqft Living Area
1st Floor Area864 sqft 1st Floor
Basement Area864 sqft Basement
Finished Basement300 sqft Finished
Stories1 Story
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions132 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces
Garage TypeDetached
Garage Area484 sqft Garage
Patio Area200 sqft Patio
PorchSlab
Porch Area160 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2740 E 4TH ST
CityWATERLOO
StateIA
Zip50703-2011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH WATERLOO PLACE LOT 4 BLK 6
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionNORTH WATERLOO PLACE
Legal Block6
Legal Lot Number4
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2026
Census Tract1702

Owner

Source: Black Hawk County records · APN 8913-13-131-021

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2740 E 4TH ST, WATERLOO, IA 50703-2011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2740 E 4TH ST, WATERLOO, IA 50703-2011
Transaction TypeMortgage
Record UpdatedOct 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2740 E 4TH ST, WATERLOO, IA 50703-2011

Mortgage

Document Number202200006777
DateSep 28, 2021
Instrument202200006777
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueOct 10, 2031

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,036.00 Homeowner's exemption$92,550 (+29.15%) Land $9,310 Building $83,240$92,550 (+29.15%) Land $9,310 Building $83,240
2024$1,036.00 (-16.99%)
2023$71,660 (+9.01%) Land $9,310 Building $62,350$71,660 (+9.01%) Land $9,310 Building $62,350
2022$1,248.00 Homeowner's exemption$65,740 Land $9,310 Building $56,430
2021$65,740 Land $9,310 Building $56,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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