274 Zipperer Rd, Guyton, GA 31312 Property Records

Effingham County property record for 274 Zipperer Rd, Guyton, GA 31312

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,520 sqft · built 1986
Lot Size4.95 acres (215,622 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jan 2004)
Tax Bill$3,741 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03960-053-000

Property Details

APN / Parcel Number

Primary APN03960-053-000
Alternative APNs
  • 00800011A00
  • 03960053
  • 12218

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,520 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2002
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area215,622 sqft (4.95 acres)

Exterior Amenities

PorchPatio
Porch Area506 sqft
Shed1 Shed
Shed Area96 sqft
Pole Barn1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number12218
Street Address274 ZIPPERER RD
CityGUYTON
StateGA
Zip31312-6837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-1
Legal Description4.95 AC (-.05AC RD)
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group2
Census Block2000
Census Tract30301

Owner

274 Zipperer Rd is owned and occupied by an individual who bought it in January 2004.

Source: Effingham County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address274 ZIPPERER RD, GUYTON, GA 31312-6837
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2004 · Amount on File
Deed SaleJan 14, 2004 · Amount on File
Deed Book / Page1070 / 361
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address274 ZIPPERER RD, GUYTON, GA 31312-6837
Transaction TypeMortgage
Record UpdatedMar 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002434/13
DateOct 24, 2017
Book Page2434/13
Instrument009504
Lender
NameNATION STAR MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 274 Zipperer Rd was $3,741 with a homeowner's exemption, up 0.5% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,798 (-) Land $84,892 Building $63,906$371,997 (-) Land $212,231 Building $159,766
2025$3,741.00 (+0.46%) Homeowner's exemption$148,798 (+22.75%) Land $84,892 Building $63,906$371,997 (+22.75%) Land $212,231 Building $159,766
2024$3,724.00 (+14.06%) Homeowner's exemption$121,220 (+11.32%) Land $66,227 Building $54,993$303,050 (+11.32%) Land $165,567 Building $137,483
2023$3,265.00 (+30.86%)$108,894 (+45.68%) Land $66,227 Building $42,667$272,234 (+45.68%) Land $165,567 Building $106,667
2022$2,495.00$74,751 Land $32,084 Building $42,667$186,876 Land $80,209 Building $106,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 274 Zipperer Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims2 (2002–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Zipperer Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planters Rural Telephone Cooperative
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Zipperer Rd

Nearby Streets

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