274 Windward Way, Richmond, KY 40475 Property Records

Madison County property record for 274 Windward Way, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	2 Individual Names on Record
Last Sale	$250,000 (Apr 2021)
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Feb 2021 Construction Loan Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0068-0005-0063`

Property Details

APN / Parcel Number

Primary APN	`0068-0005-0063`
Alternative APNs	`118362` `81400` `47847`

Location & Zoning

Account Number	47847
Street Address	274 WINDWARD WAY
City	RICHMOND
State	KY
Zip	40475-7709
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ASHPARK LOT 63
Legal Subdivision	ASHPARK SUBDIVISION
Legal Lot Number	63
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1020
Census Tract	10301

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	274 WINDWARD WAY, RICHMOND, KY 40475-7709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Construction Mortgage TRADITIONAL BANK INC
Apr 30, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 23, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	20212014035281
Deed Book / Page	804 / 432
Prior Transfer Date	Dec 7, 2020
Prior Transfer Doc	0D00789/41
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	274 WINDWARD WAY, RICHMOND, KY 40475-7709
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2020/55
Date	Feb 5, 2021
Book Page	M2020/55
Instrument	2014029004

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	MOUNT STERLING, KY 40353

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	17 Months
Due	Jul 28, 2022

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 30, 2021
Property Address	274 WINDWARD WAY, RICHMOND, KY 40475-7709
Document Number	00D804/432
Book / Page	D804 / 432
Map Reference	CAB 29 SL 107
Instrument Date	Apr 22, 2021
Instrument	2014035281
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	274 WINDWARD WAY, RICHMOND, KY 40475-7709
Investor	Possibly a Property Investor

Mortgage

Document Number	2014035282
Date	Apr 30, 2021
Instrument	2014035282

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 23, 2020
Property Address	274 WINDWARD WAY, RICHMOND, KY 40475-7709
Document Number	0D00789/41
Book / Page	D00789 / 41
Map Reference	CAB 29 SL 107
Instrument Date	Dec 7, 2020
Instrument	2014026499
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Tax	$74.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2644 LUCCA PL, LEXINGTON, KY 40509-4628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 LUCCA PL, LEXINGTON, KY 40509-4628

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,035.00 (-4.01%) Homeowner's exemption	$265,000 (-)	$265,000 (-)
2023	$2,120.00 (+4.02%) Homeowner's exemption	$265,000 (+6%)	$265,000 (+6%)
2022	$2,038.00 Homeowner's exemption	$250,000	$250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

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