Rutherford County property record for 274 Whaley Dr, Rutherfordton, NC 28139
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,231 sqft · built 2013 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,910 (2022) |
| Deeds & Mortgages | Jul 2021 Line of Credit Jul 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1649026 |
| Primary APN | 1649026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,231 sqft Heated Area |
| Gross Area | 5,595 sqft |
| Basement Area | 2,364 sqft |
| Unfinished Basement | 2,364 sqft |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Deck Area | 630 sqft |
| Patio Area | 630 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 54943 |
|---|---|
| Street Address | 274 WHALEY DR |
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-7949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PL43-226 |
| Legal Subdivision | SAM WHALEY & JANE BROCK WHALEY |
| Legal Block | 1 |
| Legal Lot Number | 3B |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960502 |
274 Whaley Dr is owned and occupied by two individuals who acquired it in August 2012.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 274 WHALEY DR, RUTHERFORDTON, NC 28139-7949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Jul 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALLEGACY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2012 |
| Deed Sale | Aug 16, 2012 |
| Deed Document Number | 201200001585 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 274 WHALEY DR, RUTHERFORDTON, NC 28139-7949 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020482452 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 2048/2452 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 274 WHALEY DR, RUTHERFORDTON, NC 28139-7949 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020482446 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 2048/2446 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jun 27, 2036 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $632,100 Land $15,000 Building $617,100 | $632,100 Land $15,000 Building $617,100 | |
| 2022 | $2,910.00 | ||
| 2021 | $2,910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 274 Whaley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 274 Whaley Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Carolina West Wireless Fixed Wireless | 25 / 3 |
May also be available: AT&T, Pangaea Internet, Skyrunner.
5G (outdoors only) and 4G LTE
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