274 W 23rd St, Tracy, CA 95376 Property Records

San Joaquin County property record for 274 W 23rd St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,589 sqft · built 1948
Lot Size	0.123 acres (5,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,000 (Nov 2020)
Tax Bill	$5,187 (2026)
Deeds & Mortgages	May 2018 Line of Credit Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`233-048-040-000`

Property Details

APN / Parcel Number

Primary APN	`233-048-040-000`
Alternative APN	`233-048-04`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,589 sqft Living Area
1st Floor Area	1,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,335 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	233-048-04
Street Address	274 W 23RD ST
City	TRACY
State	CA
Zip	95376-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 128 LOT 136
Legal Subdivision	SUNSET PARK
Legal Tract	128
Legal Block	1
Legal Lot Number	136
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1003
Census Tract	5303

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	274 W 23RD ST, TRACY, CA 95376-2610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 31, 2018	Deed of Trust, Mortgage · Line of Credit CEFCU
Nov 30, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 13, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC
Mar 13, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Jul 28, 2014 · Amount on Record
Deed Document Number	2020166330
Prior Transfer Date	May 5, 2020
Prior Transfer Doc	0000054198
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	274 W 23RD ST, TRACY, CA 95376-2610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060154
Date	May 31, 2018
Instrument	2018-060154

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	May 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 30, 2020
Property Address	274 W 23RD ST, TRACY, CA 95376-2610
Document Number	0000166330
Map Reference	MB 11 PG 114
Instrument Date	Nov 19, 2020
Instrument	2020-166330
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	274 W 23RD ST, TRACY, CA 95376-2610

Mortgage

Document Number	0000166331
Date	Nov 30, 2020
Instrument	2020-166331

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 13, 2018
Property Address	274 W 23RD ST, TRACY, CA 95376-2610
Document Number	0000028371
Map Reference	MB 11 PG 114
Instrument Date	Feb 28, 2018
Instrument	2018-028371
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 W 23RD ST, TRACY, CA 95376-2610

Mortgage

Document Number	0000028372
Date	Mar 13, 2018
Instrument	2018-028372

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 13, 2018
Property Address	274 W 23RD ST, TRACY, CA 95376-2610
Document Number	0000028370
Instrument Date	Feb 28, 2018
Instrument	28370
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 W 23RD ST TRACY CA 953762610, TRACY, CA 95376-2610

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,187.00 (-0.04%)
2025	$5,189.00 (+10.24%)	$450,289 (+4.04%) Land $129,890 Building $320,399
2023	$4,707.00 (+2.08%)	$432,806 Land $124,848 Building $307,958	$482,220
2022	$4,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband.

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