274 Upper Neck Rd, Elmer, NJ 08318 Property Records

Salem County and Pittsgrove Township property record for 274 Upper Neck Rd, Elmer, NJ 08318

Property Summary

Property Type	Single Family Home
Details	2,088 sqft · built 2005
Lot Size	1.81 acres (79,279 sqft)
Owner	Individual Name on Record
Tax Bill	$10,918 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00802-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`11-00802-0000-00024`
Alternative APNs	`1100021000000002` `110080200024`

Interior

Stories	2 Stories
Building Area	2,088 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	79,279 sqft
Garage Type	Attached

Location & Zoning

Old Parcel Number	1100021000000002
Street Address	274 UPPER NECK RD
City	ELMER
State	NJ
Zip	08318-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PITTSGROVE
Legal Block	802
Legal Lot Number	24
Jurisdiction	SALEM NJ
Township / Civil Division	PITTSGROVE
Census Block Group	1
Census Block	1025
Census Tract	21102

Owner

Source: Salem County and Pittsgrove Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	274 UPPER NECK RD, ELMER, NJ 08318-3418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERSHIP CENTER
Feb 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH JERSEY FEDERAL CREDIT UNION
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit SOUTH JERSEY FCU
Sep 21, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage SOUTH JERSEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 18, 2017
Transfer Doc	0042980581
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Recording Date	Jul 2, 2026
Property Address	274 UPPER NECK RD, ELMER, NJ 08318-3418
Document Number	0000005558
Book / Page	4767 / 1630
Instrument Date	Jun 22, 2026
Instrument	20265558
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 UPPER NECK RD, ELMER, NJ 08318-3418

Mortgage

Document Number	0000005558,
Date	Jul 2, 2026
Book Page	4767/1630
Instrument	20265558

Lender

Name	HOMEOWNERSHIP CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 26, 2036

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	274 UPPER NECK RD, ELMER, NJ 08318-3418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045150082
Date	Feb 19, 2019
Book Page	4515/82
Instrument	2019001209

Lender

Name	SOUTH JERSEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	274 UPPER NECK RD, ELMER, NJ 08318-3418
Document Number	0043420202
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 UPPER NECK RD PITTSGROVE NJ 083183418, PITTSGROVE, NJ 08318-3418

Mortgage

Document Number	0043420202
Date	Dec 19, 2017
Book Page	004342/000202
Instrument	122894

Lender

Name	SOUTH JERSEY FCU
Type	Credit Union
Address	DEPTFORD, NJ 08096

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 18, 2037

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SALEM NJ
Recording Date	Sep 21, 2017
Property Address	274 UPPER NECK RD, ELMER, NJ 08318-3418
Document Number	0042980581
Book / Page	004298 / 000581
Instrument Date	Aug 18, 2017
Instrument	119460
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	SIGNATURE SETTLEMENT SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 UPPER NECK RD PITTSGROVE NJ 083183418, PITTSGROVE, NJ 08318-3418

Mortgage

Document Number	42980592
Date	Sep 21, 2017
Book Page	004298/000592
Instrument	119462

Lender

Name	SOUTH JERSEY FCU
Type	Credit Union
Address	DEPTFORD, NJ 08096

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

Source: Salem County and Pittsgrove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Pittsgrove Township
Unified School District	Pittsgrove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,100 (-) Land $49,100 Building $207,000	$256,100 (-) Land $49,100 Building $207,000
2025	$10,918.00 (+0.81%)	$256,100 (-) Land $49,100 Building $207,000	$256,100 (-) Land $49,100 Building $207,000
2024	$10,830.00 (+6.82%)
2023		$256,100 Land $49,100 Building $207,000	$256,100 Land $49,100 Building $207,000
2022	$10,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 65% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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