274 Sunset Ridge Rd, Clyde, NC 28721 Property Records

Haywood County property record for 274 Sunset Ridge Rd, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 1957
Lot Size	0.443 acres (19,297 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Mar 2022)
Tax Bill	$1,260 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8626-58-9854`

Property Details

APN / Parcel Number

Primary APN	`8626-58-9854`
Alternative APN	`272006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Heated Area
Gross Area	1,374 sqft
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	19,297 sqft (0.443 acres)

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	272006
Street Address	274 SUNSET RIDGE RD
City	CLYDE
State	NC
Zip	28721-8598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#10 SUNSET RIDGE
Legal Subdivision	SUNSET RIDGE
Legal Unit	10
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1012
Census Tract	921000

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	274 SUNSET RIDGE RD, CLYDE, NC 28721-8598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 17, 2017	Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	20222270
Deed Book / Page	1056 / 2009
Prior Transfer Date	Nov 10, 2015
Prior Transfer Doc	0008961257
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 1, 2022
Property Address	274 SUNSET RIDGE RD, CLYDE, NC 28721-8598
Document Number	0010562009
Book / Page	1056 / 2009
Map Reference	AB A SL 47-A
Instrument Date	Feb 24, 2022
Instrument	2022002270
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 SUNSET RIDGE RD, CLYDE, NC 28721-8598

Mortgage

Document Number	0010562012
Date	Mar 1, 2022
Instrument	1056/2012

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 17, 2017
Property Address	274 SUNSET RIDGE RD, CLYDE, NC 28721-8598
Document Number	0009402260
Book / Page	940 / 2260
Map Reference	CAB A SL47-A
Instrument Date	Nov 13, 2017
Instrument	2017010717
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5728 CRAFTON DR, 5728, LAKELAND, FL 33809-3301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 SUNSET RIDGE RD, CLYDE, NC 28721-8598

Mortgage

Document Number	2017010718
Date	Nov 17, 2017
Instrument	2017010718

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,800 (-) Land $35,400 Building $111,400
2025	$1,260.00	$146,800 (-) Land $35,400 Building $111,400	$146,800 (-) Land $35,400 Building $111,400
2023		$146,800 Land $35,400 Building $111,400	$146,800 (-) Land $35,400 Building $111,400
2021			$146,800 Land $35,400 Building $111,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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