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274 Stroud St, Marion, NC 28752 Property Records

McDowell County property record for 274 Stroud St, Marion, NC 28752 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 868 sqft · built 1941
Lot Size0.741 acres (32,240 sqft)
Owner2 Individual Names on File
Last Sale$86,000 (Jun 2019)
Tax Bill$640 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1701-18-30-2407

Property Details

APN / Parcel Number

Primary APN1701-18-30-2407
Alternative APN
  • 70032

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area868 sqft Heated Area
Gross Area1,390 sqft
1st Floor Area868 sqft
Basement Area434 sqft
Unfinished Basement434 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,240 sqft (0.741 acres)
Lot Dimensions260 ft deep x 124 ft wide
Garage TypeMixed
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchSlab
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelOil

Location & Zoning

Account Number70032
Street Address274 STROUD ST
CityMARION
StateNC
Zip28752-4940
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group3
Census Block3003
Census Tract970500

Owner

Source: McDowell County records · APN 1701-18-30-2407

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address274 STROUD ST, MARION, NC 28752-4940
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Jun 03, 2019Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2019 · Amount on Record
Deed SaleJun 03, 2019 · Amount on Record
Prior SaleJan 01, 1969
Deed Document Number20192553
Deed Book / Page1276 / 564
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address274 STROUD ST, MARION, NC 28752-4940
Transaction TypeMortgage
Record UpdatedJan 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 STROUD ST, MARION, NC 28752-4940

Mortgage

Document Number0015240178
DateDec 19, 2025
Book Page1524/178
Instrument2025006329
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJun 03, 2019
Property Address274 STROUD ST, MARION, NC 28752-4940
Document Number0012760564
Book / Page1276 / 0564
Instrument DateJun 03, 2019
Instrument2019002553
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$172.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 STROUD ST, MARION, NC 28752-4940

Mortgage

Document Number2019002554
DateJun 03, 2019
Instrument2019002554
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.87%
Change Frequency5 Years
Index5-Year CMT
Margin2
Max Rate6%

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$640.00 (+5.09%)$89,600 (+1.7%) Land $36,000 Building $53,600
2023$609.00$88,100 Land $36,000 Building $52,100$89,600 Land $36,000 Building $53,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119705003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013, ground movement

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
SkyrunnerFixed Wireless (unlicensed)500 / 250
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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