274 Spruce Loop, Crossville, TN 38555 Property Records

Cumberland County property record for 274 Spruce Loop, Crossville, TN 38555

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 1991
Owner	Individual Name on Record
Last Sale	$48,000 (Apr 1998)
Tax Bill	$437 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112E-D-001.00`

Property Details

APN / Parcel Number

Primary APN	`112E-D-001.00`
Alternative APNs	`01112ED112E00100` `018112E D 00100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Dimensions	150 ft deep x 125 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	884 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	160 sqft
Deck Area	160 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	274 SPRUCE LOOP
City	CROSSVILLE
State	TN
Zip	38555-5357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDEAWAY HILLS 17 SI PB 7 PG 39 LOT 1700 125 X 150
Legal Subdivision	HIDEAWAY HILLS 17 SI
Legal Lot Number	1700
Jurisdiction	CUMBERLAND TN
Township / Civil Division	1
Census Block Group	3
Census Block	3041
Census Tract	970601

Owner

Source: Cumberland County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 3294, CROSSVILLE, TN 38557-3294
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/TN
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage US BK
Apr 5, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/TN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 1998 · Amount on Record
Deed Sale	Apr 20, 1998 · Amount on Record
Prior Sale	Oct 6, 1997 · Amount on Record
Deed Book / Page	1014 / 2003
Transfer Doc	0000010161
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	274 SPRUCE LOOP, CROSSVILLE, TN 38555-5357
Document Number	0000003832
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3294 CROSSVILLE TN 385573294, CROSSVILLE, TN 38557-3294

Mortgage

Document Number	0000003832
Date	Apr 6, 2020
Book Page	001573/001821
Instrument	3832

Lender

Name	FIRST NAT'L BK/TN
Type	Bank
Address	CROSSVILLE, TN 38555

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 5, 2030

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Aug 24, 2018
Property Address	274 SPRUCE LOOP, CROSSVILLE, TN 38555-5357
Document Number	0000010161
Book / Page	001533 / 000968
Instrument Date	Aug 24, 2018
Instrument	10161
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.15
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3294 CROSSVILLE TN 385573294, CROSSVILLE, TN 38557-3294

Mortgage

Document Number	10162
Date	Aug 24, 2018
Book Page	001533/000971
Instrument	10162

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 23, 2033

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	274 SPRUCE LOOP, CROSSVILLE, TN 38555-5357
Document Number	0000004116
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 SPRUCE LOOP CROSSVILLE TN 385555357, CROSSVILLE, TN 38555-5357

Mortgage

Document Number	0000004116
Date	Apr 5, 2018
Book Page	001523/000978
Instrument	4116

Lender

Name	FIRST NAT'L BK/TN
Type	Bank
Address	CROSSVILLE, TN 38555

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 4, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$437.00	$38,525 (-) Land $5,000 Building $33,525	$154,100 (-) Land $20,000 Building $134,100
2024	$437.00 (+20.72%)
2023		$38,525 (-) Land $5,000 Building $33,525
2022		$38,525 Land $5,000 Building $33,525	$154,100 (-) Land $20,000 Building $134,100
2021			$154,100 Land $20,000 Building $134,100
2018	$362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

May also be available: Ben Lomand Rural Telephone Cooperative, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Loop

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