274 Snelson Rd, Alexander, NC 28701 Property Records

Buncombe County property record for 274 Snelson Rd, Alexander, NC 28701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,400 sqft · built 2017
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Nov 2025 Sale Jan 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9724-38-4682-00000`

Property Details

APN / Parcel Number

Primary APN	`9724-38-4682-00000`
Alternative APN	`972401384517000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	3,535 sqft
1st Floor Area	1,800 sqft
Basement Area	1,400 sqft
Finished Basement	784 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	351 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	972401384517000
Street Address	274 SNELSON RD
City	ALEXANDER
State	NC
Zip	28701-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:07/26/2004 DEED
Legal Description	DEED DATE:07/26/2004 DEED:3724-0268 SUBDIV:ERIC FREEMAN LOT:2B PLAT:0148-0084
Legal Subdivision	ERIC FREEMAN
Legal Lot Number	2B
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FRENCH BROAD
Census Block Group	3
Census Block	3003
Census Tract	2803

Owner

Source: Buncombe County records · APN 9724-38-4682-00000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	274 SNELSON RD, ALEXANDER, NC 28701-9652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Warranty Deed, Transfer
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 20, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Feb 06, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HOMETRUST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2025
Deed Sale	Nov 14, 2025
Prior Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	0065421663
Deed Book / Page	6542 / 1663
Record Updated	Jun 08, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 14, 2025
Property Address	274 SNELSON RD, ALEXANDER, NC 28701-9652
Document Number	0065421663
Book / Page	6542 / 1663
Map Reference	MB 148 PG 84
Instrument Date	Nov 13, 2025
Transaction Type	Transfer
Record Updated	Dec 03, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 SNELSON RD, ALEXANDER, NC 28701-9652

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	274 SNELSON RD, ALEXANDER, NC 28701-9652
Transaction Type	Mortgage
Record Updated	Feb 07, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063801654
Date	Jan 29, 2024
Book Page	6380/1654

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Interest

Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 22, 2021
Property Address	274 SNELSON RD, ALEXANDER, NC 28701-9652
Document Number	0060970441
Book / Page	6097 / 441
Map Reference	MB 148 PG 84
Instrument Date	Jul 21, 2021
Transaction Type	Transfer
Record Updated	Aug 02, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 AZALEA CIR, 40, MARSHALL, NC 28753-6184

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	274 SNELSON RD, ALEXANDER, NC 28701-9652
Investor	Possibly a Property Investor

Mortgage

Document Number	6097444
Date	Jul 22, 2021
Instrument	6097/444

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	274 SNELSON RD, ALEXANDER, NC 28701-9652
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056941632
Date	Aug 20, 2018
Book Page	5694/1632

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	274 SNELSON RD, ALEXANDER, NC 28701-9652
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060091546
Date	Jan 22, 2021
Book Page	6009/1546

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 06, 2017
Property Address	274 SNELSON RD, ALEXANDER, NC 28701-9652
Document Number	0055180024
Book / Page	005518 / 000024
Instrument Date	Feb 03, 2017
Transaction Type	Construction Loan
Record Updated	Feb 13, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	280 SNELSON RD ALEXANDER NC 287019652, ALEXANDER, NC 28701-9652

Mortgage

Document Number	55180024
Date	Feb 06, 2017
Book Page	005518/000024

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802-0010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,624.00 (+7.76%)	$389,400 (-)
2023	$2,435.00	$389,400	$389,400 (-) Land $34,700 Building $354,700
2021			$389,400 Land $19,700 Building $369,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: French Broad Electric Membership.

Based on FCC filings for 46 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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