274 SE 16th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 274 SE 16th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,628 sqft · built 1971
Lot Size	0.976 acres (42,558 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Dec 2009)
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-23-37-35-0010-00040-0030`

Property Details

APN / Parcel Number

Primary APN	`1-23-37-35-0010-00040-0030`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,628 sqft Heated Area
Gross Area	3,548 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	42,558 sqft (0.976 acres)
Lot Dimensions	284 ft deep x 150 ft wide
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	274 SE 16TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-4739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BET-HER ACRES (PLAT BOOK 3 PAGE 12) LOT 3 BLOCK 4
Legal Range	35E
Legal Township	37S
Legal Section	23
Legal Subdivision	BET-HER ACRES
Legal Block	4
Legal Lot Number	3
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1000
Census Tract	910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	274 SE 16TH AVE, OKEECHOBEE, FL 34974-4739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH ST BK
Jun 1, 2018	Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2009 · Amount on Record
Deed Sale	Dec 24, 2009 · Amount on Record
Prior Sale	Apr 27, 2005 · Amount on Record
Deed Document Number	0006811233
Deed Book / Page	681 / 1233
Prior Transfer Date	Dec 18, 2009
Prior Transfer Doc	2009014224
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	274 SE 16TH AVE, OKEECHOBEE, FL 34974-4739
Document Number	0000011063
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 SE 16TH AVE OKEECHOBEE FL 349744739, OKEECHOBEE, FL 34974-4739

Mortgage

Document Number	0000011063
Date	Nov 10, 2020
Instrument	11063

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	OKEECHOBEE, FL 34974

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 9, 2030

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	274 SE 16TH AVE, OKEECHOBEE, FL 34974-4739
Document Number	0000006282
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 SE 16TH AVE OKEECHOBEE FL 349744739, OKEECHOBEE, FL 34974-4739

Mortgage

Document Number	0000006282
Date	Jul 6, 2020
Instrument	6282

Lender

Name	SOUTH ST BK
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2035

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKEECHOBEE FL
Property Address	274 SE 16TH AVE, OKEECHOBEE, FL 34974-4739
Document Number	0008110716
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	274 SE 16TH AVE OKEECHOBEE FL 349744739, OKEECHOBEE, FL 34974-4739

Mortgage

Document Number	0008110716
Date	Jul 30, 2018
Book Page	000811/000716
Instrument	9737

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,345.00 (-29.32%) Homeowner's exemption	$138,722 (+5.99%)	$320,186 (+3.37%) Land $53,550 Building $266,636
2023	$1,903.00 (+8.81%) Homeowner's exemption	$130,885 (+3%)	$309,740 (+33.18%) Land $43,312 Building $266,428
2022	$1,749.00 Homeowner's exemption	$127,073	$232,566 Land $27,562 Building $205,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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