274 School St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 274 School St, Pawtucket, RI 02860

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 679 sqft · built 1850
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Sep 2023)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:35 L:0286`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:35 L:0286`
Alternative APN	`350286`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	679 sqft Living Area
Gross Area	1,388 sqft
1st Floor Area	679 sqft
Basement Area	679 sqft
Unfinished Basement	679 sqft
Game Room	Game Room

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,500 sqft (0.057 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	350286
Street Address	274 SCHOOL ST
City	PAWTUCKET
State	RI
Zip	02860-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Lot Number	286
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2020
Census Tract	16700

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	274 SCHOOL ST, PAWTUCKET, RI 02860-5316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 14, 2023	Warranty Deed, Transfer · FHA Mortgage NFM LENDING
May 9, 2023	Warranty Deed, Transfer
Aug 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage RHODE ISLAND HSNG & MTG FIN
Aug 24, 2017	Warranty Deed, Transfer · FHA Mortgage RHODE ISLAND HOUSE & MORTGAGE FINAN
Mar 21, 2017	Warranty Deed, Transfer EQUITY TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	May 9, 2023 · Amount on Record
Deed Document Number	202343
Deed Book / Page	5021 / 172
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	274 SCHOOL ST, PAWTUCKET, RI 02860-5316
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005254-209
Date	Oct 8, 2025
Book Page	5254/209
Instrument	10

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Sep 14, 2023
Property Address	274 SCHOOL ST, PAWTUCKET, RI 02860-5316
Document Number	005021-172
Book / Page	5021 / 172
Instrument Date	Sep 14, 2023
Instrument	43
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000044
Date	Sep 14, 2023
Instrument	44

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	May 9, 2023
Property Address	274 SCHOOL ST, PAWTUCKET, RI 02860-5316
Document Number	0004985-87
Book / Page	4985 / 87
Instrument Date	May 9, 2023
Instrument	29
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 117, FRANKLIN, MA 02038-0117

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	274 SCHOOL ST, PAWTUCKET, RI 02860-5316
Document Number	4128-273
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 SCHOOL ST PAWTUCKET RI 028605316, PAWTUCKET, RI 02860-5316

Mortgage

Document Number	4128-273
Date	Aug 24, 2017
Book Page	004128/000273
Instrument	42

Lender

Name	RHODE ISLAND HSNG & MTG FIN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Aug 24, 2017
Property Address	274 SCHOOL ST, PAWTUCKET, RI 02860-5316
Document Number	4128-254
Book / Page	4128 / 254
Instrument	40
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	41280255
Date	Aug 24, 2017
Instrument	04128/0255

Lender

Name	RHODE ISLAND HOUSE & MORTGAGE FINAN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Mar 21, 2017
Property Address	274 SCHOOL ST, PAWTUCKET, RI 02860-5316
Document Number	4066-228
Book / Page	004066 / 000228
Instrument Date	Mar 20, 2017
Instrument	66
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23 GREENSLITT AVE PAWTUCKET RI 028612921, PAWTUCKET, RI 02861-2921

Mortgage

Document Number	4066-231
Date	Mar 21, 2017
Book Page	004066/000231
Instrument	67

Lender

Name	EQUITY TR

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,637.00 (+23.25%)	$276,600 (+58.78%) Land $93,000 Building $183,600	$296,666
2023	$2,951.00 (+2.18%)	$174,200 (-) Land $77,800 Building $96,400
2022	$2,888.00	$174,200 Land $77,800 Building $96,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

274 School St, Pawtucket, RI 02860 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on School St

Nearby Streets

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