Codington County property record for 274 S Lake Dr, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1972 |
| Lot Size | 1.09 acres (47,580 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,466 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 007725 |
| Primary APN | 007725 |
|---|
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 47,580 sqft (1.09 acres) |
| Lot Dimensions | 365 ft deep x 130 ft wide |
| Street Address | 274 S LAKE DR |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-5431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 & W36' LOT 5 HAYWOODS BEACH |
| Legal Block | NULL |
| Legal Lot Number | 4-5 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 954502 |
274 S Lake Dr is owned and occupied by two individuals.
Source: Codington County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 274 S LAKE DR, WATERTOWN, SD 57201-5431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 274 S Lake Dr was $12,466 with a homeowner's exemption.
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $12,466.00 Homeowner's exemption | $1,138,783 (-) Land $457,850 Building $680,933 |
| 2025 | $12,466.00 (+2.76%) Homeowner's exemption | $1,138,783 Land $457,850 Building $680,933 |
| 2024 | $12,131.00 | |
| 2023 | $948,986 Land $381,542 Building $567,444 | |
| 2022 | $10,796.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 274 S Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 119 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 124 units insured incl. 5 condo units |
| Nearby Flood Claims | 358 (1979–2023) |
| Claims Outside the SFHA | 177 of 358 |
| Most Recent Claim | Apr 2023 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 274 S Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
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