274 Rock Lake Rd, Otto, NC 28763 Property Records

Macon County property record for 274 Rock Lake Rd, Otto, NC 28763

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,152 sqft · built 1995
Lot Size0.97 acres (42,253 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Nov 2016)
Tax Bill$987 (2026)
Flood ZoneZone X (minimal risk)
APN6581389933

Property Details

APN / Parcel Number

Primary APN6581389933
Alternative APNs
  • 0725279
  • 138728

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,152 sqft Heated Area
1st Floor Area1,152 sqft
Basement Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area42,253 sqft (0.97 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area232 sqft
Deck Area22 sqft
Patio Area86 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number138728
Street Address274 ROCK LAKE RD
CityOTTO
StateNC
Zip28763-9033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 4 ROCK LAKE SUBD
Legal SubdivisionROCK LAKE SUBD
Legal Lot Number4
JurisdictionMACON NC
Township / Civil DivisionSMITHBRIDGE
Census Block Group4
Census Block4027
Census Tract970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address321 VIKING WAY, NAPLES, FL 34110-1158
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2016 · Amount on Record
Deed SaleNov 10, 2016 · Amount on Record
Prior SaleAug 31, 2001 · Amount on Record
Deed Document Number20167369
Deed Book / Page37 / 839
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$987.00$255,920 (-0.04%) Land $31,230 Building $224,690$255,920 (-0.04%) Land $31,230 Building $224,690
2025$987.00 (+1.23%)
2023$975.00$256,020 Land $31,230 Building $224,790$256,020 Land $31,230 Building $224,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims8 (2009–2015)
Claims Outside the SFHA5 of 8
Most Recent ClaimDec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Starlink
Satellite
280 / 30

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rock Lake Rd

Nearby Streets

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