274 Roaring Creek Dr, Garner, NC 27529 Property Records

Wake County property record for 274 Roaring Creek Dr, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,336 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jan 2024)
Tax Bill	$3,677 (2023)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1619.03-12-4184 0435624`

Property Details

APN / Parcel Number

Primary APN	`1619.03-12-4184 0435624`
Alternative APN	`0435624`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,336 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Garage Area	418 sqft
Porch	Porch
Porch Area	94 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0435624
Street Address	274 ROARING CREEK DR
City	GARNER
State	NC
Zip	27529-7171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO29 CREEKSIDE SUBDIVISION PH2 BM2016-00246
Legal Subdivision	CREEKSIDE SUB
Legal Phase	2
Legal Lot Number	29
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	2
Census Block	2004
Census Tract	52903

Owner

Source: Wake County records, as of January 17, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	274 ROARING CREEK DR, GARNER, NC 27529-7171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Warranty Deed, Transfer · Conventional Mortgage SOUTH ATLANTIC BANK
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 30, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG
Feb 15, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jan 4, 2024 · Amount on Record
Deed Sale	Jan 4, 2024 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	0195121827
Deed Book / Page	19512 / 1827
Record Updated	Jun 7, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jan 4, 2024
Property Address	274 ROARING CREEK DR, GARNER, NC 27529-7171
Document Number	19512/1827
Book / Page	19512 / 1827
Map Reference	MB 2016 PG 244-246
Instrument Date	Dec 28, 2023
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 E GARNER RD, CLAYTON, NC 27520-9307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 ROARING CREEK DR, GARNER, NC 27529-7171

Mortgage

Document Number	0195121829
Date	Jan 4, 2024
Instrument	19512/1829

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	274 ROARING CREEK DR, GARNER, NC 27529-7171
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19059/2684
Date	Jun 16, 2022
Book Page	19059/2684

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	274 ROARING CREEK DR, GARNER, NC 27529-7171
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18123/1473
Date	Oct 12, 2020
Book Page	18123/1473

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	274 ROARING CREEK DR, GARNER, NC 27529-7171
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018771/975
Date	Oct 28, 2021
Book Page	18771/975

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WAKE NC
Recording Date	Apr 30, 2019
Property Address	274 ROARING CREEK DR, GARNER, NC 27529-7171
Document Number	174272225
Book / Page	017427 / 002225
Instrument Date	Apr 30, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	274 ROARING CREEK DR GARNER NC 275297171, GARNER, NC 27529-7171

Mortgage

Document Number	174272227
Date	Apr 30, 2019
Book Page	017427/002227

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Feb 15, 2018
Property Address	274 ROARING CREEK DR, GARNER, NC 27529-7171
Document Number	170450301
Book / Page	017045 / 000301
Instrument Date	Feb 12, 2018
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,540.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2325 LAKEVIEW PKWY #275 ALPHARETTA GA 300097944, 275, ALPHARETTA, GA 30009-7944
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,677.00	$284,890 Land $58,000 Building $226,890	$284,890 Land $58,000 Building $226,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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