Bergen County and River Vale Township property record for 274 Rivervale Rd, River Vale, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 2,387 sqft · built 1956 |
| Lot Size | 0.453 acres (19,741 sqft) |
| Owner | Individual Name on File |
| Last Sale | $705,000 (Jun 2021) |
| Tax Bill | $17,960 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-01803-0000-00007 |
| Primary APN | 53-01803-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,387 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 19,741 sqft (0.453 acres) |
| Lot Dimensions | 141 ft deep x 140 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 133030 |
|---|---|
| Street Address | 274 RIVERVALE RD |
| City | RIVER VALE |
| State | NJ |
| Zip | 07675-6253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 140X141 5.2LT |
| Legal Block | 1803 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER VALE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 49002 |
274 Rivervale Rd is owned and occupied by an individual who bought it in June 2021.
Source: Bergen County and River Vale Township records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 274 RIVERVALE RD, RIVER VALE, NJ 07675-6253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LENDING GROUP INC |
| Jun 23, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage METRO CITY BANK |
| Apr 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on File |
| Deed Sale | Jun 23, 2021 · Amount on File |
| Prior Sale | Dec 28, 2005 · Amount on File |
| Deed Document Number | 2021100487 |
| Deed Book / Page | 4229 / 88 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 274 RIVERVALE RD, RIVER VALE, NJ 07675-6253 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 274 RIVERVALE RD, RIVER VALE, NJ 07675-6253 |
| Document Number | 0056351115 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 5635/1115 |
| Instrument | 2025074340 |
| Name | NEW WAVE LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | WALNUT, CA 91789 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 23, 2021 |
| Property Address | 274 RIVERVALE RD, RIVER VALE, NJ 07675-6253 |
| Document Number | 0042290088 |
| Book / Page | 4229 / 88 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021100487 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,961.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 274 RIVERVALE RD, 274, RIVER VALE, NJ 07675-6253 |
| Name | Verified Name |
|---|---|
| Address | 274 RIVERVALE RD, RIVER VALE, NJ 07675-6253 |
| Document Number | 2021100488 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021100488 |
| Name | METRO CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 1.06% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 274 RIVERVALE RD, RIVER VALE, NJ 07675-6253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035691831 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 3569/1831 |
| Instrument | 20-039115 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 274 RIVERVALE RD, RIVER VALE, NJ 07675-6253 |
| Document Number | 0033350613 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | GOLDEN TITLE AGENCY, GOLDEN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 274 RIVERVALE RD RIVER VALE NJ 076756253, RIVER VALE, NJ 07675-6253 |
| Document Number | 0033350613 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 003335/000613 |
| Instrument | 56893 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2049 |
The 2025 property tax bill for 274 Rivervale Rd was $17,960, up 2.6% from the year before.
Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | River Vale Township |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Elementary School District | River Vale Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $641,200 (-) Land $295,100 Building $346,100 | $641,200 (-) Land $295,100 Building $346,100 | |
| 2025 | $17,960.00 (+2.56%) | $641,200 Land $295,100 Building $346,100 | $641,200 Land $295,100 Building $346,100 |
| 2024 | $17,511.00 | ||
| 2023 | $641,200 Land $295,100 Building $346,100 | $641,200 Land $295,100 Building $346,100 | |
| 2022 | $16,959.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 274 Rivervale Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 83 (1980–2021) |
| Claims Outside the SFHA | 15 of 83 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 274 Rivervale Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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