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274 River Oak Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 274 River Oak Dr, Mount Pleasant, SC 29464

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,405 sqft · built 2005
Lot Size0.47 acres (20,473 sqft)
OwnerCompany Name on File
Last Sale$775,000 (Aug 2009)
Tax Bill$3,565 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone AE (high risk)
APN537-00-00-175

Property Details

APN / Parcel Number

Primary APN537-00-00-175

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,405 sqft Living Area
Gross Area5,591 sqft
1st Floor Area1,950 sqft
Upper Floors Area1,455 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.47 acres)
TerrainHigh

Exterior Amenities

PorchSlab
Porch Area746 sqft
Deck Area152 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address274 RIVER OAK DR
CityMOUNT PLEASANT
StateSC
Zip29464-8292
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -GRASSY CREEK DESCRIPTION -LOT 20 PHASE 2
Legal SubdivisionGRASSY CREEK
Legal Phase2
Legal Lot Number20
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group3
Census Block3006
Census Tract4614

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address274 RIVER OAK DR, MOUNT PLEASANT, SC 29464-8292
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2009 · Amount on File
Deed SaleAug 19, 2009 · Amount on File
Prior SaleFeb 8, 2006 · Amount on File
Deed Book / Page76 / 312
Prior Transfer DateFeb 19, 2008
Prior Transfer Doc00G6520676
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address274 RIVER OAK DR, MOUNT PLEASANT, SC 29464-8292
Document Number0892/0110
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address274 RIVER OAK DR MOUNT PLEASANT SC 294648292, MOUNT PLEASANT, SC 29464-8292

Mortgage

Document Number0892/0110
DateJun 22, 2020
Book Page000892/000110
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueJun 21, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,565.00 (+12.6%)$933,685 (+2,775.53%) Land $303,370 Building $630,315$1,355,315 (+66.93%) Land $445,415 Building $909,900
2024$3,166.00 (-71.89%)$32,470 (-33.35%)
2022$11,262.00$48,720$811,900 (-) Land $263,800 Building $548,100
2020$811,900 Land $263,800 Building $548,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 251 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies297 units insured
incl. 46 condo units
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 85% of South Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
T-Mobile
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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