274 Ridgefield Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 274 Ridgefield Rd, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,667 sqft · built 1806
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$1,548,000 (Apr 2025)
Tax Bill	$26,238 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0089 B:004 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0089 B:004 L:00`
Alternative APN	`4665`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	4,667 sqft Living Area
Gross Area	11,305 sqft
1st Floor Area	2,589 sqft
Attic	Attic
Attic Area	1,808 sqft
Basement Area	1,708 sqft
Unfinished Basement	1,708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1806
Effective Year Built	Effective 1806
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	91,476 sqft (2.1 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4665
Street Address	274 RIDGEFIELD RD
City	WILTON
State	CT
Zip	06897-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	4
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	1
Census Block	1010
Census Tract	45200

Owner

274 Ridgefield Rd is owned and occupied by two individuals who bought it in April 2025.

Source: Wilton Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	274 RIDGEFIELD RD, WILTON, CT 06897-2335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Apr 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	Apr 29, 2022 · Amount on File
Deed Book / Page	2580 / 174
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Apr 29, 2025
Property Address	274 RIDGEFIELD RD, WILTON, CT 06897-2335
Document Number	002580-174
Book / Page	2580 / 174
Instrument Date	Apr 28, 2025
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	274 RIDGEFIELD RD, WILTON, CT 06897-2335

Mortgage

Document Number	0002580176
Date	Apr 29, 2025
Instrument	2580/176

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	May 1, 2030
Max Rate At Change	3%
Index	Other
Margin	3

Mortgage

Document Number	002580-195
Date	Apr 29, 2025
Book Page	2580/195

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Apr 29, 2022
Property Address	274 RIDGEFIELD RD, WILTON, CT 06897-2335
Document Number	002550-370
Book / Page	2550 / 370
Instrument Date	Apr 28, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 WEST AVE, DARIEN, CT 06820-4203
Investor	Possibly a Property Investor

Mortgage

Document Number	0002550373
Date	Apr 29, 2022
Instrument	2550/373

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 274 Ridgefield Rd was $26,238, down 12.2% from the year before.

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,238.00 (-12.24%)	$1,046,920 (-0.01%) Land $308,910 Building $738,010	$2,076,832 (+183.36%)
2025	$29,898.00 (+16.98%)	$1,047,060 Land $309,050 Building $738,010	$732,942 Land $216,335 Building $516,607
2024	$25,559.00 (+4.55%)
2023	$24,447.00 (+3.65%)	$835,520 (-) Land $280,910 Building $554,610
2022	$23,587.00	$835,520 Land $280,910 Building $554,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 274 Ridgefield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Ridgefield Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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