Cherokee County property record for 274 Regal Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 2.5 ba · 1,817 sqft · built 2020 |
| Lot Size | 9.76 acres (425,146 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Jun 2005) |
| Tax Bill | $3,051 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550303246823000 |
| Primary APN | 550303246823000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,817 sqft Heated Area |
| Gross Area | 4,633 sqft |
| 1st Floor Area | 1,817 sqft |
| Basement Area | 1,626 sqft |
| Unfinished Basement | 1,626 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 425,146 sqft (9.76 acres) |
| Lot Dimensions | 640 ft deep x 595 ft wide |
| Garage Area | 678 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 404 sqft |
| Deck Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 17260 |
|---|---|
| Street Address | 274 REGAL RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LTS 1 2 & 5 VALWOOD PROP 1160/713 A/25B |
| Legal Subdivision | VALWOOD INC PRO |
| Legal Phase | 1160 |
| Legal Lot Number | 1-5 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 930402 |
Source: Cherokee County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 333 REGAL RD, MURPHY, NC 28906-5127 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2005 · Amount on Record |
| Deed Sale | Jun 6, 2005 · Amount on Record |
| Deed Document Number | 200546531 |
| Deed Book / Page | 1160 / 713 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 274 REGAL RD, MURPHY, NC 28906-3343 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001643/431 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 1643/431 |
| Instrument | 2284 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,051.00 | $418,340 (-) | $418,340 (-) Land $86,030 Building $332,310 |
| 2023 | $418,340 | $418,340 Land $86,030 Building $332,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
4G LTE (outdoors only), no 5G reported
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