274 Prospect St, Norwich, CT 06360 Property Records

Norwich City property record for 274 Prospect St, Norwich, CT 06360

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,416 sqft · built 1850
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Mar 2025)
Tax Bill	$6,738 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:86 B:2 L:5`

Property Details

APN / Parcel Number

Primary APN	`NORW M:86 B:2 L:5`
Alternative APNs	`NWCH M:86 B:2 L:5` `0001810001` `1810001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,416 sqft Living Area
Gross Area	3,784 sqft
1st Floor Area	1,208 sqft
Attic	Attic
Attic Area	632 sqft
Basement Area	632 sqft
Unfinished Basement	632 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1810001
Street Address	274 PROSPECT ST
City	NORWICH
State	CT
Zip	06360-3235
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Block	2
Legal Lot Number	5
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	4
Census Block	4019
Census Tract	696401

Owner

274 Prospect St, a duplex, is owned and occupied by two individuals who bought it in March 2025.

Source: Norwich City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	274 PROSPECT ST, NORWICH, CT 06360-3235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage GLOBAL FUNDING GROUP
Mar 31, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Jan 12, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 17, 2021	Warranty Deed, Transfer
Jan 3, 2020	Warranty Deed, Transfer DADE REALTY CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on File
Deed Sale	Mar 31, 2025 · Amount on File
Prior Sale	Sep 17, 2021 · Amount on File
Deed Document Number	20251235
Deed Book / Page	3569 / 803
Prior Transfer Date	Dec 19, 2022
Prior Transfer Doc	0003399-78
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	274 PROSPECT ST, NORWICH, CT 06360-3235
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003482-56
Date	Feb 1, 2024
Book Page	3482/56
Instrument	2024000445

Lender

Name	GLOBAL FUNDING GROUP

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2025

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Mar 31, 2025
Property Address	274 PROSPECT ST, NORWICH, CT 06360-3235
Document Number	003569-803
Book / Page	3569 / 803
Instrument Date	Mar 28, 2025
Instrument	2025001235
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	274 PROSPECT ST, NORWICH, CT 06360-3235

Mortgage

Document Number	2025001236
Date	Mar 31, 2025
Instrument	2025001236

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWICH CT
Recording Date	Jan 12, 2023
Property Address	274 PROSPECT ST, NORWICH, CT 06360-3235
Document Number	0003399-78
Book / Page	3399 / 78
Instrument Date	Dec 19, 2022
Instrument	2023000142
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Sep 17, 2021
Property Address	274 PROSPECT ST, NORWICH, CT 06360-3235
Document Number	003285-121
Book / Page	3285 / 121
Instrument Date	Jul 18, 2021
Instrument	2021004822
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 PROSPECT ST, NORWICH, CT 06360-3235

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Jan 3, 2020
Property Address	274 PROSPECT ST, NORWICH, CT 06360-3235
Document Number	3158-39
Book / Page	003158 / 000039
Instrument Date	Nov 25, 2019
Instrument	37
Transaction Type	Transfer
Record Updated	Jan 22, 2020
Title Company	UNKNOWN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 BLOOMFIELD AVE WINDSOR CT 060952309, WINDSOR, CT 06095-2309

Mortgage

Document Number	3158-41
Date	Jan 3, 2020
Book Page	003158/000041
Instrument	38

Lender

Name	DADE REALTY CO LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 274 Prospect St was $6,738, up 14.9% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,738.00 (+14.9%)	$197,300 (+36.16%) Land $34,800 Building $162,500	$341,633 (+236.82%)
2025	$5,864.00	$144,900 Land $34,800 Building $110,100	$101,430 Land $24,360 Building $77,070
2024	$5,864.00 (+158.67%)
2023	$2,267.00 (+0.35%)	$46,600 (-) Land $20,000 Building $26,600
2022	$2,259.00	$46,600 Land $20,000 Building $26,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 274 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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