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274 Park Ter, Mobile, AL 36604 Property Records

Mobile County property record for 274 Park Ter, Mobile, AL 36604

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,118 sqft · built 1985
OwnerIndividual Name on File
Last Sale$159,000 (Jun 2021)
Tax Bill$721 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022910214002088

Property Details

APN / Parcel Number

Primary APNR022910214002088
Alternative APNs
  • 29 10 21 4 002 088.XXX
  • 00903017
  • 903017

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
1st Floor Area1,118 sqft
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialBrick
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number903017
Old Parcel NumberR022910214002088
Street Address274 PARK TER
CityMOBILE
StateAL
Zip36604-1625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT NE COR OF LOT 31 PARK TERRACE DBK 155 P 560 RUN SLY ALG E/L OF SD LOT 31 & W/L OF PARK TERRACE 40.7 FT TO N RWL OF
Legal Range01W
Legal Township04S
Legal Section21
Legal SubdivisionPARK TERRACE 4
Legal Lot Number31
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1015
Census Tract903

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Historic District
listed 2001 · 1,271 contributing resources · NRIS 01001293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

274 Park Ter is owned and occupied by an individual who bought it in June 2021.

Source: Mobile County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Mailing Address274 PARK TER, MOBILE, AL 36604-1625
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2021 · Amount on File
Deed SaleJun 11, 2021 · Amount on File
Deed Document Number2021037818
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJun 11, 2021
Property Address274 PARK TER, MOBILE, AL 36604-1625
Document Number0000037818
Instrument DateJun 10, 2021
Instrument2021037818
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address608 FAIRFAX RD E, MOBILE, AL 36608-2931

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 PARK TER, MOBILE, AL 36604-1625

Mortgage

Document Number0000037819
DateJun 11, 2021
Instrument2021037819
Lender
NameFIRST FEDERAL BANK FSB
TypeBank
AddressTUSCALOOSA, AL 35406
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 274 Park Ter was $721 with exemptions applied.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$721.00 Homeowner's exemption Senior Citizen's exemption$13,190 (-) Land $3,000 Building $10,190$131,900 (-) Land $30,000 Building $101,900
2024$721.00 (+11.27%) Homeowner's exemption Senior Citizen's exemption$13,190 (+10.65%) Land $3,000 Building $10,190$131,900 (+10.65%) Land $30,000 Building $101,900
2023$648.00 (-0.92%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$11,920 (-0.83%) Land $3,000 Building $8,920$119,200 (-0.83%) Land $30,000 Building $89,200
2022$654.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$12,020 Land $3,000 Building $9,020$120,200 Land $30,000 Building $90,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 274 Park Ter in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims17 (1979–2005)
Claims Outside the SFHA5 of 17
Most Recent ClaimAug 2005 · Hurricane Katrina
Claims by Event
  • Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Park Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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