274 Old Yow Mill Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 274 Old Yow Mill Rd, Toccoa, GA 30577

Property Summary

Property Type	Mobile Home
Details	2,128 sqft · built 2007
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,033 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060 060A`

Property Details

APN / Parcel Number

Primary APN	`060 060A`
Alternative APN	`291655`

Interior

Stories	1 Story
Building Area	2,128 sqft Gross Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2007
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	348,480 sqft (8 acres)
Deck Area	16 sqft
Patio Area	144 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	291655
Street Address	274 OLD YOW MILL RD
City	TOCCOA
State	GA
Zip	30577-7074
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RS
Legal Description	OLD YOW MILL ROAD
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	3
Census Block	3036
Census Tract	970202

Owner

274 Old Yow Mill Rd, a mobile home, is owned and occupied by two individuals who acquired it in November 2010.

Source: Stephens County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	274 OLD YOW MILL RD, TOCCOA, GA 30577-7074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit NORTH GEORGIA CREDIT UNION
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH GA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2010
Deed Sale	Nov 22, 2010
Deed Document Number	0000943271
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	274 OLD YOW MILL RD, TOCCOA, GA 30577-7074
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 OLD YOW MILL RD, TOCCOA, GA 30577-7074

Mortgage

Document Number	0012960000000470
Date	May 12, 2022
Book Page	0000001296/0000000470
Instrument	000773

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	274 OLD YOW MILL RD, TOCCOA, GA 30577-7074
Document Number	0012320408
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 OLD YOW MILL RD TOCCOA GA 305777074, TOCCOA, GA 30577-7074

Mortgage

Document Number	0012320408
Date	Dec 14, 2020
Book Page	001232/000408

Lender

Name	NORTH GA CU
Type	Credit Union
Address	TOCCOA, GA 30577

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 13, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 274 Old Yow Mill Rd was $1,033 with a homeowner's exemption.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00 Homeowner's exemption	$39,705 Land $12,835 Building $26,870	$99,263 Land $32,088 Building $67,175
2023	$1,203.00 (-3.68%) Homeowner's exemption	$42,424 (+1.04%) Land $12,835 Building $29,589	$106,061 (+1.04%) Land $32,088 Building $73,973
2022	$1,249.00 Homeowner's exemption	$41,988 Land $12,835 Building $29,153	$104,971 Land $32,088 Building $72,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 274 Old Yow Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Old Yow Mill Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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