White County property record for 274 N Spring St, Sparta, TN 38583
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,688 sqft · built 1994 |
| Lot Size | 0.369 acres (16,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Sep 2021) |
| Tax Bill | $1,163 (2021) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093049H D 00300 |
| Primary APN | 093049H D 00300 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,688 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,100 sqft (0.369 acres) |
| Lot Dimensions | 175 ft deep x 92 ft wide |
| Garage Type | Mixed |
| Garage Area | 646 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Patio Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 274 N SPRING ST |
|---|---|
| City | SPARTA |
| State | TN |
| Zip | 38583-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | DISTRICT: 1 |
| Legal Subdivision | ROLLING ACRES SUBDIVISION |
| Legal Lot Number | 62 |
| Jurisdiction | WHITE TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 935300 |
Source: White County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 566 N SPRING ST, SPARTA, TN 38583-1330 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Sep 14, 2021 | Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF TENNESSEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2021 · Amount on Record |
| Deed Sale | Sep 14, 2021 · Amount on Record |
| Prior Sale | Jul 1, 1996 · Amount on Record |
| Deed Document Number | 21004314 |
| Deed Book / Page | RB490 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Sep 4, 2026 |
| Property Address | 274 N SPRING ST, SPARTA, TN 38583-1416 |
| Document Number | 0000004082 |
| Book / Page | 610 / 273 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20264082 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 159 OAK FOREST LN, SPARTA, TN 38583-1357 |
| Document Number | 0000004082, |
|---|---|
| Date | Sep 4, 2026 |
| Book Page | 610/273 |
| Instrument | 20264082 |
| Name | FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Sep 14, 2021 |
| Property Address | 274 N SPRING ST, SPARTA, TN 38583-1416 |
| Document Number | RB490/416 |
| Book / Page | RB490 / 416 |
| Map Reference | MB 1 PG 35 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 21004314 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | UPPER CUMBERLAND TITLE COMPANY LLC, UPPER CUMBERLAND T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20423 LEONARD AVE, BROWNSTOWN TWP, MI 48183-4810 |
| Document Number | 21004315 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 21004315 |
| Name | FIRST NATIONAL BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 5, 2026 |
Source: White County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | White County |
| Municipality | Sparta City |
| Unified School District | White County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,625 (+90.61%) Land $7,500 Building $68,125 | $302,500 (+90.61%) Land $30,000 Building $272,500 | |
| 2023 | $39,675 Land $5,000 Building $34,675 | ||
| 2021 | $1,163.00 | ||
| 2020 | $158,700 Land $20,000 Building $138,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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