274 N Main St, Seneca, IL 61360 Property Records

LaSalle County property record for 274 N Main St, Seneca, IL 61360

Property Summary

Property Type	Commercial
Details	1,750 sqft · built 1885
Lot Size	0.06 acres (2,614 sqft)
Owner	Trust Name on File
Last Sale	$280,000 (Mar 2005)
Tax Bill	$1,587 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-24-307-001`

Property Details

APN / Parcel Number

Primary APN	`24-24-307-001`
Alternative APN	`20-24-307-001`

Interior

Building Area	1,750 sqft Total Area

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	274 N MAIN ST
City	SENECA
State	IL
Zip	61360-9318
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CROTTY ADD, LT 1 BLK 3 SEC 24-33-5
Legal Range	05
Legal Township	33
Legal Section	24
Legal Subdivision	CROTTYS ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	LASALLE IL
Township / Civil Division	MANLIUS
Census Block Group	3
Census Block	3008
Census Tract	962400

Owner

274 N Main St, a commercial property, is held in a trust since March 2005.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 407, SENECA, IL 61360-0407
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2005 · Amount on File
Deed Sale	Mar 2, 2005 · Amount on File
Prior Sale	Mar 2, 2005 · Amount on File
Deed Document Number	20055012
Prior Transfer Date	Feb 28, 2005
Prior Transfer Doc	0200505011
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Recording Date	May 21, 2026
Property Address	274 N MAIN ST, SENECA, IL 61360-9318
Document Number	0202604979
Instrument Date	May 20, 2026
Instrument	20264979
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004979,
Date	May 21, 2026
Instrument	20264979

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 20, 2031

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 274 N Main St was $1,587, down 5% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Manlius Township
Municipality	Seneca Village
Elementary School District	Seneca Community Consolidated School District 170 (PK - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,587.00 (-5.03%)	$24,792 (-) Land $2,217 Building $22,575	$74,376 (-) Land $6,651 Building $67,725
2024	$1,671.00	$24,792 (-) Land $2,217 Building $22,575	$74,376 (-) Land $6,651 Building $67,725
2023		$24,792 (-) Land $2,217 Building $22,575	$74,376 (-) Land $6,651 Building $67,725
2022		$24,792 Land $2,217 Building $22,575	$74,376 Land $6,651 Building $67,725

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 274 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1992–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SENECA serves 2,353 people · EPA ID IL0991050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20