Buncombe County property record for 274 Morgan Rd, Candler, NC 28715
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,803 sqft · built 2005 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (May 2017) |
| Tax Bill | $2,224 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Sep 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3026021-2020-20 |
| Primary APN | 3026021-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,803 sqft Living Area |
| 1st Floor Area | 2,003 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3026021-2020-20 |
|---|---|
| Street Address | 274 MORGAN RD |
| City | CANDLER |
| State | NC |
| Zip | 28715-8558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | PLAT: 0000-0000 |
| Legal Block | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | UPPER HOMINY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2503 |
Source: Buncombe County records, as of September 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 274 MORGAN RD, CANDLER, NC 28715-8558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 24, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| May 18, 2017 | Intrafamily Transfer, Transfer · ARM STATE EMPLOYESS CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2017 · Amount on Record |
| Deed Sale | May 18, 2017 · Amount on Record |
| Deed Book / Page | 5550 / 1485 |
| Prior Transfer Date | May 17, 2017 |
| Prior Transfer Doc | 0055501485 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 274 MORGAN RD, CANDLER, NC 28715-8558 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0061381550 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 6138/1550 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 274 MORGAN RD, CANDLER, NC 28715-8558 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0061220546 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 6122/546 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 274 MORGAN RD, CANDLER, NC 28715-8558 |
| Document Number | 0058791092 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 274 MORGAN RD CANDLER NC 287158558, CANDLER, NC 28715-8558 |
| Document Number | 0058791092 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 005879/001092 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 274 MORGAN RD, CANDLER, NC 28715-8558 |
| Document Number | 0056680865 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 274 MORGAN RD CANDLER NC 287158558, CANDLER, NC 28715-8558 |
| Document Number | 0056680865 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 005668/000865 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 29, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 18, 2017 |
| Property Address | 274 MORGAN RD, CANDLER, NC 28715-8558 |
| Document Number | 0055501485 |
| Book / Page | 5550 / 1485 |
| Map Reference | MB 5543 PG 1684 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 VISTA LAKE DR APT 201, 400, CANDLER, NC 28715-7175 |
| Name | Verified Name |
|---|---|
| Address | 274 MORGAN RD, CANDLER, NC 28715-8558 |
| Document Number | 55501488 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 5550/1488 |
| Name | STATE EMPLOYESS CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,224.00 (+6.92%) | $326,300 (-) Land $32,800 Building $293,500 | $326,300 (-) Land $32,800 Building $293,500 |
| 2024 | $2,080.00 (+3.17%) | ||
| 2023 | $2,016.00 | $326,300 | $326,300 (-) Land $32,800 Building $293,500 |
| 2021 | $326,300 Land $32,800 Building $293,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures