274 Main St, Apt 4, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 274 Main St, Apt 4, Gloucester, MA 01930

Property Summary

Property TypeCondominium
Details3 bd · 1.5 ba · 1,109 sqft · built 1900
Lot Size0.101 acres (4,432 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Jun 2026)
Tax Bill$3,663 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN104113

Property Details

APN / Parcel Number

Primary APN104113
Alternative APN
  • GLOU M:0013 B:0004 L:0004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Units7 Units
Stories2 Stories
Building Area1,109 sqft Living Area
1st Floor Area474 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,432 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number104113
Street Address274 MAIN ST, 4
CityGLOUCESTER
StateMA
Zip01930-3055
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCB
Legal Block4
Legal Lot Number4
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2021
Census Tract221500

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address274 MAIN ST, 4, GLOUCESTER, MA 01930-3055
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Condominium Deed, Transfer · Conventional Mortgage
Dec 4, 2020Condominium Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2026 · Amount on Record
Deed SaleJun 25, 2026 · Amount on Record
Prior SaleDec 4, 2020 · Amount on Record
Deed Document Number202620260625003120
Deed Book / Page43466 / 222
Record UpdatedOct 29, 2026

June 2026: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionGLOUCESTER MA
Recording DateJun 25, 2026
Property Address274 MAIN ST, 4, GLOUCESTER, MA 01930-3055
Document Number0000003120
Book / Page43466 / 222
Instrument DateJun 23, 2026
Instrument20263120
Transaction TypeTransfer
Record UpdatedJul 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 MAIN ST, 4, GLOUCESTER, MA 01930-3055

Mortgage

DateJun 25, 2026
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

December 2020: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionGLOUCESTER MA
Recording DateDec 4, 2020
Property Address274 MAIN ST APT 4, 4, GLOUCESTER, MA 01930-3055
Document Number39259-123
Book / Page39259 / 123
Instrument DateDec 2, 2020
Instrument20201204005690
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 MAIN ST APT 4, 4, GLOUCESTER, MA 01930-3055

Mortgage

Document Number201204005700
DateDec 4, 2020
Instrument201204005700
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,663.00 (+4.36%)$393,400 (+8.94%) Building $393,400$425,566 (+35.87%)
2025$3,510.00 (+6.65%)$361,100 (+6.77%) Building $361,100
2024$3,291.00 (+4.34%)$338,200 (+13.57%) Building $338,200$313,215
2023$3,154.00$297,800 Building $297,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies42 units insured
incl. 9 condo units
Nearby Flood Claims13 (1987–2020)
Claims Outside the SFHA4 of 13
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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