274 Jacob Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 274 Jacob Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,577 sqft · built 1994
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Apr 2019)
Tax Bill	$5,352 (2024)
Deeds & Mortgages	May 2020 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23T-3-2-078-0`

Property Details

APN / Parcel Number

Primary APN	`23T-3-2-078-0`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,577 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	155 sqft
Unfinished Basement	155 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	110 ft deep x 72 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	198 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Balcony	Balcony
Balcony Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	274 JACOB LN
City	BALLWIN
State	MO
Zip	63021-7932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	RIDGES OF OAKWOOD FARMS SECOND ADDITION (THE) LOT 312
Legal Subdivision	RIDGES OF OAKWOOD FARMS SECOND ADDITION
Legal Lot Number	312
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3004
Census Tract	217944

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	274 JACOB LN, BALLWIN, MO 63021-7932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENCE BANK
Apr 4, 2019	Warranty Deed, Transfer DAS ACQUISITION
Jan 9, 2019	Trustee's Deed, Construction Loan · Line of Credit STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Prior Sale	Oct 21, 2015 · Amount on Record
Deed Document Number	2019040400050
Deed Book / Page	23468 / 224
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	274 JACOB LN, BALLWIN, MO 63021-7932
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 JACOB LN, BALLWIN, MO 63021-7932

Mortgage

Document Number	0240541476
Date	May 20, 2020
Book Page	24054/1476
Instrument	2020052000114

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	274 JACOB LN, BALLWIN, MO 63021-7932
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 JACOB LN, BALLWIN, MO 63021-7932

Mortgage

Document Number	0246783686
Date	Feb 26, 2021
Book Page	24678/3686
Instrument	2021022600534

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	JEFFERSON CITY, MO 65109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 4, 2019
Property Address	274 JACOB LN, BALLWIN, MO 63021-7932
Document Number	0234680224
Book / Page	023468 / 000224
Instrument Date	Mar 28, 2019
Instrument	50
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	274 JACOB LN BALLWIN MO 630217932, BALLWIN, MO 63021-7932

Mortgage

Document Number	234680227
Date	Apr 4, 2019
Book Page	023468/000227
Instrument	51

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 9, 2019
Property Address	274 JACOB LN, BALLWIN, MO 63021-7932
Document Number	0233502653
Book / Page	023350 / 002653
Instrument Date	Jan 4, 2019
Instrument	575
Transaction Type	Construction Loan
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	274 JACOB LN BALLWIN MO 630217932, BALLWIN, MO 63021-7932

Mortgage

Document Number	233502653
Date	Jan 9, 2019
Book Page	023350/002653
Instrument	575

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 8, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,610 (+7.89%) Land $30,760 Building $51,850	$434,800 (+7.89%) Land $161,900 Building $272,900
2024	$5,352.00 (+0.07%)
2023	$5,348.00 (+7.37%)	$76,570 (+14.99%) Land $17,080 Building $59,490	$403,000 (+14.98%) Land $89,900 Building $313,100
2022	$4,981.00	$66,590 Land $18,920 Building $47,670
2021			$350,500 Land $99,600 Building $250,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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