Columbia County and Germantown Town property record for 274 Hover Ave, Germantown, NY 12526
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1946 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Nov 2023) |
| Tax Bill | $4,437 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jul 2019 Mortgage |
| APN | 103600 159.-1-11 |
| Primary APN | 103600 159.-1-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,500 sqft |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,670 sqft (0.75 acres) |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 274 HOVER AVE |
|---|---|
| City | GERMANTOWN |
| State | NY |
| Zip | 12526-5350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | COLUMBIA NY |
| Township / Civil Division | GERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2000 |
Source: Columbia County and Germantown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 274 HOVER AVE, GERMANTOWN, NY 12526-5350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS |
| Jul 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ISRAEL DISCOUNT BK/NY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2023 · Amount on Record |
| Deed Sale | Nov 22, 2023 · Amount on Record |
| Prior Sale | Jan 15, 1997 · Amount on Record |
| Deed Document Number | 20239500 |
| Deed Book / Page | 989 / 577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Recording Date | Nov 22, 2023 |
| Property Address | 274 HOVER AVE, GERMANTOWN, NY 12526 |
| Document Number | 0000009500 |
| Book / Page | 989 / 577 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 20230009500 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 CRUM ELBOW RD APT 7B, 7B, HYDE PARK, NY 12538-2811 |
| Document Number | 0000009501 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 20230009501 |
| Name | VETERANS UNITED HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 274 HOVER AVE, GERMANTOWN, NY 12526 |
| Document Number | 0000007654 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 DISCOVERY DR #304 RENSSELAER NY 121443448, 304, RENSSELAER, NY 12144-3448 |
| Document Number | 0000007654 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 000888/001504 |
| Instrument | 7654 |
| Name | ISRAEL DISCOUNT BK/NY |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Columbia County and Germantown Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Columbia County |
| County Subdivision | Germantown Town |
| Unified School District | Germantown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,437.00 (+5.24%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $4,216.00 | $216,300 (-) Land $40,000 Building $176,300 | $366,610 (+22.03%) Land $67,797 Building $298,813 |
| 2023 | $216,300 (-) Land $40,000 Building $176,300 | $300,417 (+11.11%) Land $55,556 Building $244,861 | |
| 2022 | $216,300 Land $40,000 Building $176,300 | $270,375 Land $50,000 Building $220,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GTel Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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