274 Henrietta Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 274 Henrietta Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,564 sqft · built 2002
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$272,000 (Dec 2020)
Tax Bill$8,310 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Oct 2017 Sale & Mortgage
APN04-19-0-217-015

Property Details

APN / Parcel Number

Primary APN04-19-0-217-015

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,564 sqft Living Area
Upper Floors Area17 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area14,375 sqft (0.33 acres)
Garage TypeMixed
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address274 HENRIETTA DR
CityO FALLON
StateIL
Zip62269-7157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE MANORS AT FAIRWOOD HILLS 8TH ADD LOT/SEC-145 DOC A02681850
Legal SubdivisionTHE MANORS AT FAIRWOOD HILLS 8TH ADD
Legal Block217
Legal Lot Number145
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2016
Census Tract504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address274 HENRIETTA DR, O FALLON, IL 62269-7157
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2020Warranty Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG
Oct 24, 2017Grant Deed, Transfer · FHA Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2020 · Amount on Record
Deed SaleDec 31, 2020 · Amount on Record
Prior SaleOct 24, 2017 · Amount on Record
Deed Document Number20202681850
Prior Transfer DateMay 21, 2004
Prior Transfer Doc0001846200
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateDec 31, 2020
Property Address274 HENRIETTA DR, O FALLON, IL 62269-7157
Document Number00A2681850
Instrument DateDec 28, 2020
Instrument2681850
Transaction TypeTransfer
Record UpdatedMar 26, 2021
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$408.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address420 UPTOWN ST GAITHERSBURG MD 208784056, GAITHERSBURG, MD 20878-4056

Mortgage

Document NumberA2681851
DateDec 31, 2020
Instrument2681851
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 30, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CLAIR IL
Recording DateOct 24, 2017
Property Address274 HENRIETTA DR, O FALLON, IL 62269-7157
Document Number00A2556126
Instrument DateOct 19, 2017
Instrument2556126
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$322.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address247 HENRIETTA DR O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document NumberA2556127
DateOct 24, 2017
Instrument2556127
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,310.00$115,284 (+34.34%) Land $22,410 Building $92,874$345,852 (+34.34%) Land $67,230 Building $278,622
2022$85,815 Land $16,681 Building $69,134$257,445 Land $50,043 Building $207,402

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wisper ISP
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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