Scott County property record for 274 Harmony Ridge Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,234 sqft · built 2004 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,000 (Jul 2020) |
| Tax Bill | $1,891 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-10-069.000 |
| Primary APN | 192-10-069.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,234 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 274 HARMONY RIDGE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY RIDGE |
| Legal Subdivision | HARMONY RIDGE |
| Legal Phase | 1B |
| Legal Lot Number | 60 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40205 |
274 Harmony Ridge Dr is owned and occupied by an individual who bought it in July 2020.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 274 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage FAIR WAY LENDING LLC |
| Feb 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage FAIR WAY LENDING LLC |
| Jul 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on File |
| Deed Sale | Jul 16, 2020 · Amount on File |
| Prior Sale | Jan 28, 2013 · Amount on File |
| Deed Document Number | 2020418807 |
| Deed Book / Page | 415 / 769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 274 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | ACUITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 274 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | 0M1882/464 |
|---|---|
| Date | Feb 16, 2026 |
| Book Page | M1882/464 |
| Instrument | 573367 |
| Name | FAIR WAY LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 274 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Title Company | ACUITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 274 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | 0M1882/464 |
|---|---|
| Date | Feb 16, 2026 |
| Book Page | M1882/464 |
| Instrument | 573367 |
| Name | FAIR WAY LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 16, 2020 |
| Property Address | 274 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | D415/769 |
| Book / Page | D415 / 769 |
| Map Reference | CAB 8 SL 175 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 418807 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | TURNKEY TITLE AND ESCROW-1 LLC, TURN KEY TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 652 LINCOLN DR, 652, TAYLORSVILLE, KY 40071-7234 |
| Name | Verified Name |
|---|---|
| Address | 274 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | 418808 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 418808 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 274 Harmony Ridge Dr was $1,891.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,400 (-) | $212,400 (-) | |
| 2025 | $1,891.00 | $212,400 | $212,400 |
| 2023 | $1,777.00 (+14.42%) | $196,000 (+9.5%) Land $33,000 Building $163,000 | $196,000 (+9.5%) Land $33,000 Building $163,000 |
| 2022 | $1,553.00 | $179,000 Land $33,000 Building $146,000 | $179,000 Land $33,000 Building $146,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 274 Harmony Ridge Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 274 Harmony Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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