1. Home
  2. New York
  3. Westchester County
  4. West Harrison
  5. Gainsborg Ave E

274 Gainsborg Ave E, West Harrison, NY 10604 Property Records

Westchester County and Harrison Town property record for 274 Gainsborg Ave E, West Harrison, NY 10604

Property Summary

Property TypeDuplex
Details4 ba · 2,635 sqft · built 1988
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$198,581 (May 1994)
Tax Bill$15,804 (2026)
Deeds & MortgagesAug 2021 Refinance
Flood ZoneZone X (minimal risk)
APN552801 0916.-15

Property Details

APN / Parcel Number

Primary APN552801 0916.-15
Alternative APNs
  • 5528000009160000015
  • 000056790

Interior

Full Baths4 Baths
Stories2 Stories
Building Area2,635 sqft Total Area
1st Floor Area1,302 sqft
2nd Floor Area1,333 sqft
Basement Area800 sqft
Finished Basement800 sqft
Unfinished Basement800 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleOther
Exterior MaterialWood
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 45 ft wide
PorchSlab

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000056790
Street Address274 GAINSBORG AVE E
CityWEST HARRISON
StateNY
Zip10604-2004
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeB
Legal SubdivisionMAP #1 OF SILVER LAKE PARK
Legal Lot Number15
JurisdictionWESTCHESTER NY
Township / Civil DivisionHARRISON
Census Block Group2
Census Block2001
Census Tract8700

Owner

274 Gainsborg Ave E, a duplex, is owned and occupied by two individuals who acquired it in January 2007.

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address274 GAINSBORG AVE E, WEST HARRISON, NY 10604-2004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 1994 · Amount on File
Deed SaleMay 11, 1994 · Amount on File
Deed Book / Page10851 / 191
Last Transfer DateJan 3, 2007
Transfer Doc0470580082
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address274 GAINSBORG AVE E, WEST HARRISON, NY 10604-2004
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 GAINSBORG AVE E, WEST HARRISON, NY 10604-2004

Mortgage

Document Number0612193013
DateAug 11, 2021
Instrument612193013
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term351 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 274 Gainsborg Ave E was $15,804 with a homeowner's exemption, up 13.2% from the year before.

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionHarrison Town
MunicipalityHarrison Village
Unified School DistrictHarrison Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,804.00 (+13.23%) Homeowner's exemption
2025$13,957.00$9,950 (-) Land $1,500 Building $8,450$857,758 (-2.59%) Land $129,310 Building $728,448
2024Homeowner's exemption$9,950 (-) Land $600 Building $9,350$880,531 (+3.54%) Land $53,097 Building $827,434
2023$9,950 Land $600 Building $9,350$850,427 Land $51,282 Building $799,145

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 274 Gainsborg Ave E in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1979–2021)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Gainsborg Ave E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gainsborg Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures