274 Esmeralda Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 274 Esmeralda Rd, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,180 sqft · built 2013
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$426,500 (Jun 2017)
Tax Bill	$5,744 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071624-0100`

Property Details

APN / Parcel Number

Primary APN	`071624-0100`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	4,180 sqft Living Area
Gross Area	5,260 sqft
1st Floor Area	2,158 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	274 ESMERALDA RD
City	SAINT AUGUSTINE
State	FL
Zip	32095-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	68/31-34 LAS CALINAS PARCEL 3A UNIT 4 LOT 10 OR4397/619 & 5041/1984
Legal Range	29E
Legal Township	05S
Legal Section	28
Legal Subdivision	LAS CALINAS PARCEL 3A UNIT 4
Legal Block	1
Legal Lot Number	10
Legal Unit	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3008
Census Tract	20606

Owner

Source: St. Johns County records · APN 071624-0100

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	274 ESMERALDA RD, SAINT AUGUSTINE, FL 32095-8509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 14, 2020	Quit Claim Deed, Transfer BETTER MTG CORP ISAOA
Jun 30, 2017	Warranty Deed, Transfer · Conventional with PMI ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Jul 01, 2016 · Amount on Record
Deed Document Number	201745134
Deed Book / Page	4397 / 619
Last Transfer Date	Sep 08, 2020
Transfer Doc	0050411984
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	274 ESMERALDA RD, SAINT AUGUSTINE, FL 32095-8509
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 ESMERALDA RD, SAINT AUGUSTINE, FL 32095-8509

Mortgage

Document Number	0051771053
Date	Feb 11, 2021
Book Page	5177/1053
Instrument	2021015685

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	274 ESMERALDA RD, SAINT AUGUSTINE, FL 32095-8509
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048950286
Date	Mar 03, 2020
Book Page	4895/286
Instrument	2020017316

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2040

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 14, 2020
Property Address	274 ESMERALDA RD, SAINT AUGUSTINE, FL 32095-8509
Document Number	0050411984
Book / Page	005041 / 001984
Instrument Date	Sep 08, 2020
Instrument	78358
Transaction Type	Transfer
Record Updated	Oct 09, 2020
Title Company	GLOBAL TITLE PROFESSIONALS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 ESMERALDA RD ST AUGUSTINE FL 320958509, ST AUGUSTINE, FL 32095-8509

Mortgage

Document Number	50420001
Date	Sep 14, 2020
Book Page	005042/000001
Instrument	78359

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 30, 2017
Property Address	274 ESMERALDA RD, SAINT AUGUSTINE, FL 32095-8509
Document Number	0043970619
Book / Page	004397 / 000619
Instrument Date	Jun 28, 2017
Instrument	45134
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	GLOBAL TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,985.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 ESMERALDA RD ST AUGUSTINE FL 320958509, ST AUGUSTINE, FL 32095-8509

Mortgage

Document Number	43970621
Date	Jun 30, 2017
Book Page	004397/000621
Instrument	45135

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,342 (+2.7%)	$629,894 (-4.7%) Land $145,000 Building $484,894
2025	$5,744.00 (+12.03%) Homeowner's exemption	$440,450 (+2.9%)	$660,979 (+2.42%) Land $155,000 Building $505,979
2024	$5,127.00 (+1.95%) Homeowner's exemption	$428,037 (+3%)	$645,361 (-0.88%) Land $100,800 Building $544,561
2023	$5,029.00 (+2.72%) Homeowner's exemption	$415,570 (+3%)	$651,093 (+7.7%) Land $100,800 Building $550,293
2022	$4,896.00 Homeowner's exemption	$403,466	$604,547 Land $100,800 Building $503,747

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 221 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 21% of Florida
Wildfire Likelihood	About 1 in 1,031 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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