274 Elliott Rd, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 274 Elliott Rd, Centerville, MA 02632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,002 sqft · built 1986
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jul 2018)
Tax Bill	$5,978 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CENT M:227 L:090`

Property Details

APN / Parcel Number

Primary APN	`CENT M:227 L:090`
Alternative APN	`137970`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,002 sqft Living Area
Gross Area	4,193 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	137970
Street Address	274 ELLIOTT RD
City	CENTERVILLE
State	MA
Zip	02632-3661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	90
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3013
Census Tract	12700

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 AUDREYS LN, MARSTONS MILLS, MA 02648-1640
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK
Aug 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FBC MORTGAGE LLC
Nov 5, 2019	Deed of Trust, Mortgage · Balloon Mortgage CAPE COD COOPERATIVE BANK
Jul 20, 2018	Quit Claim Deed, Transfer FBC MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Nov 30, 2000 · Amount on Record
Deed Book / Page	31416 / 91
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTERVILLE MA
Property Address	274 ELLIOTT RD, CENTERVILLE, MA 02632-3661
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034860-195
Date	Jan 27, 2022
Book Page	34860/195
Instrument	4569

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	274 ELLIOTT RD, CENTERVILLE, MA 02632-3661
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32246-318
Date	Aug 26, 2019
Book Page	32246/318
Instrument	40509

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	274 ELLIOTT RD, CENTERVILLE, MA 02632-3661
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32444-244
Date	Nov 5, 2019
Book Page	32444/244
Instrument	55466

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jul 20, 2018
Property Address	274 ELLIOTT RD, CENTERVILLE, MA 02632-3661
Document Number	31416-91
Book / Page	31416 / 91
Instrument	35276
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.94
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 ELLIOTT RD, CENTERVILLE, MA 02632-3661

Mortgage

Document Number	314160093
Date	Jul 20, 2018
Instrument	31416/0093

Lender

Name	FBC MTG LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2048

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,978.00 (+8.12%)	$738,900 (+4.36%) Land $271,300 Building $467,600	$1,487,415
2024	$5,529.00 (+3.08%)	$708,000 (+10.07%) Land $271,300 Building $436,700
2023	$5,364.00	$643,200 Land $268,400 Building $374,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 individual policies
Nearby Flood Policies	82 units insured incl. 4 condo units
Nearby Flood Claims	78 (1978–2023)
Claims Outside the SFHA	9 of 78
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Blizzards, High Winds & Record Snowfall, Mar 1993 · 2 claims Winter Coastal Storm, Dec 1992 · 3 claims Hurricane Bob, Aug 1991 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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