274 E 195th St, Euclid (Cleveland), OH 44119 Property Records

Cuyahoga County property record for 274 E 195th St, Euclid, OH 44119

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,465 sqft · built 1930
Lot Size	0.127 acres (5,538 sqft)
Owner	Individual Name on Record
Last Sale	$94,900 (May 2017)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`641-09-090`

Property Details

APN / Parcel Number

Primary APN	`641-09-090`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,465 sqft Living Area
Gross Area	2,274 sqft
1st Floor Area	753 sqft
2nd Floor Area	712 sqft
Basement Area	809 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,538 sqft (0.127 acres)
Lot Dimensions	142 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	274 E 195TH ST
City	EUCLID
State	OH
Zip	44119-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	17-21 EASTLAWN 0129 ALL
Legal Subdivision	HOMESITE COS EASTLAWN
Legal Tract	17
Legal Lot Number	129
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	4
Census Block	4003
Census Tract	152102

Owner

Source: Cuyahoga County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	274 E 195TH ST, CLEVELAND, OH 44119-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · FHA Mortgage SIMPLE TITLE, SIMPLIFILE
Oct 30, 2023	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
May 12, 2017	Warranty Deed, Transfer · FHA Mortgage PNC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Jan 7, 2015 · Amount on Record
Deed Document Number	2017554
Prior Transfer Date	Dec 10, 2014
Prior Transfer Doc	0000000104
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 10, 2026
Property Address	274 E 195TH ST, CLEVELAND, OH 44119-1116
Document Number	0000000477
Instrument Date	Aug 21, 2026
Instrument	2026477
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 E 195TH ST, CLEVELAND, OH 44119-1116

Mortgage

Document Number	0000000477,
Date	Sep 10, 2026
Instrument	2026477

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2047

Interest

Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	274 E 195TH ST, EUCLID, OH 44119-1116
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 E 195TH ST, EUCLID, OH 44119-1116

Mortgage

Document Number	0000000159
Date	Oct 30, 2023
Instrument	202310300159

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	284 Months
Due	Jun 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	May 12, 2017
Property Address	274 E 195TH ST, EUCLID, OH 44119-1116
Document Number	0005120554
Instrument Date	Apr 28, 2017
Instrument	5120554
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 E 195TH ST EUCLID OH 441191116, EUCLID, OH 44119-1116

Mortgage

Document Number	5120555
Date	May 12, 2017
Instrument	5120555

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,425.00 (+2.3%) Homeowner's exemption	$51,590 (-) Land $9,590 Building $42,000	$147,400 (-) Land $27,400 Building $120,000
2024	$3,348.00 (+15.45%) Homeowner's exemption	$51,590 (+53.86%) Land $9,590 Building $42,000	$147,400 (+53.86%) Land $27,400 Building $120,000
2023	$2,900.00 (+2.33%) Homeowner's exemption	$33,530 (-) Land $6,930 Building $26,600
2022	$2,834.00 Homeowner's exemption	$33,530 Land $6,930 Building $26,600
2021			$95,800 Land $19,800 Building $76,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
PCs for People Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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