274 Dry Creek Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 274 Dry Creek Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,147 sqft · built 1984
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Trust Names on File
Last Sale	$775,000 (Sep 2009)
Tax Bill	$12,974 (2025)
Deeds & Mortgages	Jan 2021 Transfer Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-141-15`

Property Details

APN / Parcel Number

Primary APN	`053-141-15`
Alternative APN	`053-141-15-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,147 sqft Living Area
Gross Area	2,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	397 sqft
Parking Spaces	1 Parking Space
Deck Area	433 sqft
Patio Area	433 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	274 DRY CREEK RD
City	APTOS
State	CA
Zip	95003-5250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-4
Legal Description	TRACT 877 LOT 15
Legal Subdivision	SUMMER WOODS UN 01 TR 877
Legal Tract	877
Legal Lot Number	15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2001
Census Tract	122205

Owner

274 Dry Creek Rd is owner-occupied and held in a trust since May 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	274 DRY CREEK RD, APTOS, CA 95003-5250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2009 · Amount on File
Deed Sale	Sep 18, 2009 · Amount on File
Prior Sale	May 12, 1998 · Amount on File
Deed Document Number	200945145
Last Transfer Date	May 17, 2019
Transfer Doc	0000002800
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 19, 2021
Property Address	274 DRY CREEK RD, APTOS, CA 95003-5250
Document Number	0000002800
Instrument Date	May 17, 2019
Instrument	2800
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	274 DRY CREEK RD APTOS CA 950035250, APTOS, CA 95003-5250

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	274 DRY CREEK RD, APTOS, CA 95003-5250
Document Number	0000007855
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 DRY CREEK RD APTOS CA 950035250, APTOS, CA 95003-5250

Mortgage

Document Number	0000007855
Date	Mar 15, 2018
Instrument	7855

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 14, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 274 Dry Creek Rd was $12,974.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,025,369 (+2%) Land $612,238 Building $413,131
2025	$12,974.00	$1,005,265 Land $600,234 Building $405,031
2023	$11,791.00 (+2.18%)	$966,229 Land $576,926 Building $389,303	$1,364,490
2022	$11,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 274 Dry Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Dry Creek Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dry Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures