Black Hawk County property record for 274 Desoto Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,084 sqft · built 1969 |
| Lot Size | 0.222 acres (9,660 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,500 (Aug 2013) |
| Tax Bill | $4,160 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-16-351-006 |
| Primary APN | 8913-16-351-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,084 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| Basement Area | 1,084 sqft |
| Finished Basement | 500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,660 sqft (0.222 acres) |
| Lot Dimensions | 120 ft deep x 81 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 274 DESOTO AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRMOUNT PLACE REPLAT CASTLE HILL LOT 1 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 16 |
| Legal Subdivision | FAIRMOUNT PLACE REPLAT CASTLE |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1503 |
274 Desoto Ave is owned and occupied by two individuals who bought it in August 2013.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 274 DESOTO AVE, WATERLOO, IA 50701-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2013 · Amount on File |
| Deed Sale | Aug 30, 2013 · Amount on File |
| Deed Document Number | 20132014004779 |
| Prior Transfer Date | Jun 26, 2013 |
| Prior Transfer Doc | 2014000856 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 274 Desoto Ave was $4,160 with a homeowner's exemption, up 2.3% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,160.00 (+2.31%) Homeowner's exemption | $214,700 Land $28,740 Building $185,960 | $214,700 Land $28,740 Building $185,960 |
| 2024 | $4,066.00 | ||
| 2023 | $197,630 (+24.36%) Land $28,740 Building $168,890 | $197,630 Land $28,740 Building $168,890 | |
| 2022 | $3,296.00 Homeowner's exemption | $158,920 Land $28,740 Building $130,180 | |
| 2021 | $158,920 Land $28,740 Building $130,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 274 Desoto Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 58 (1978–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 274 Desoto Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, GigFire, Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures