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274 Cole Ave, Providence, RI 02906 Property Records

Providence City property record for 274 Cole Ave, Providence, RI 02906

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,174 sqft · built 1930
Lot Size0.128 acres (5,577 sqft)
Owner2 Individual Names on File
Last Sale$269,000 (Aug 2001)
Tax Bill$6,779 (2025)
Deeds & MortgagesJul 2025 Line of Credit
Jan 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNPROV M:7 L:146

Property Details

APN / Parcel Number

Primary APNPROV M:7 L:146
Alternative APNs
  • P:0070146 L:0000
  • 32723

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,174 sqft Living Area
Gross Area3,534 sqft
1st Floor Area1,294 sqft
Basement Area960 sqft
Unfinished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,577 sqft (0.128 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number32723
Street Address274 COLE AVE
CityPROVIDENCE
StateRI
Zip02906-3455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Lot Number146
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group1
Census Block1033
Census Tract3400

Owner

Source: Providence City records · APN PROV M:7 L:146

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address274 COLE AVE, PROVIDENCE, RI 02906-3455
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2025Deed of Trust, Mortgage · Line of Credit
COASTAL ONE CREDIT UNION
Jan 31, 2022Quit Claim Deed, Transfer
Quitclaim
Jan 31, 2022Deed, Transfer · Stand-Alone Refinance
PAWTUCKET CU
Jan 25, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Sep 04, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2001 · Amount on Record
Deed SaleAug 06, 2001 · Amount on Record
Deed Book / Page4789 / 177
Last Transfer DateJan 26, 2022
Transfer Doc013451-337
Record UpdatedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address274 COLE AVE, PROVIDENCE, RI 02906-3455
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014470-220
DateJul 15, 2025
Book Page14470/220
Instrument2025395473
Lender
NameCOASTAL ONE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 01, 2050

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPROVIDENCE RI
Recording DateJan 31, 2022
Property Address274 COLE AVE, PROVIDENCE, RI 02906-3455
Document Number013451-337
Book / Page13451 / 337
Instrument DateJan 26, 2022
Instrument2022311700
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 COLE AVE, PROVIDENCE, RI 02906-3455

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionPROVIDENCE RI
Recording DateJan 31, 2022
Property Address274 COLE AVE, PROVIDENCE, RI 02906-3455
Document Number013451-325
Book / Page13451 / 325
Instrument DateJan 26, 2022
Instrument2022311698
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address274 COLE AVE, PROVIDENCE, RI 02906-3455

Mortgage

Document Number013451-328
DateJan 31, 2022
Book Page13451/328
Instrument2022311699
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueFeb 01, 2042

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address274 COLE AVE, PROVIDENCE, RI 02906-3455
Document Number12268-65
Instrument DateJan 25, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address274 COLE AVE PROVIDENCE RI 029063455, PROVIDENCE, RI 02906-3455

Mortgage

Document Number12268-65
DateJan 25, 2019
Book Page012268/000065
Instrument219028
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 24, 2049
Interest
Rate TypeAdjustable Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPROVIDENCE RI
Recording DateSep 04, 2018
Property Address274 COLE AVE, PROVIDENCE, RI 02906-3455
Document Number12146-150
Book / Page012146 / 000150
Instrument DateAug 09, 2018
Instrument208713
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 COLE AVE PROVIDENCE RI 029063455, PROVIDENCE, RI 02906-3455

Tax Assessment & Valuation

Source: Providence City records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,779.00 (-36.17%)$807,000 (+39.43%) Land $489,500 Building $317,500
2023$10,621.00 (+3.09%)$578,800 (-) Land $310,000 Building $268,800
2022$10,303.00$578,800 Land $310,000 Building $268,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1978–2023)
Claims Outside the SFHA4 of 5
Most Recent ClaimJul 2023 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 767 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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