San Diego County property record for 274 Chestnut Way, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,726 sqft · built 1986 |
| Lot Size | 0.93 acres (4,051 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,149 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-384-39-00 |
| Primary APN | 158-384-39-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,726 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 4,051 sqft (0.93 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 274 CHESTNUT WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 TR 010301 |
| Legal Subdivision | WILLIAMS RANCH |
| Legal Tract | 010301 |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 18520 |
Source: San Diego County records · APN 158-384-39-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 274 CHESTNUT WAY, OCEANSIDE, CA 92057-6627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Mar 19, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Feb 08, 2017 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2015 |
| Deed Sale | Mar 16, 2015 |
| Prior Sale | Feb 07, 2014 · Amount on Record |
| Deed Document Number | 2015120189 |
| Prior Transfer Date | Mar 06, 2015 |
| Prior Transfer Doc | 0000120189 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 274 CHESTNUT WAY, OCEANSIDE, CA 92057-6627 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 274 CHESTNUT WAY, OCEANSIDE, CA 92057-6627 |
| Document Number | 0000262919 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023-0262919 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 274 CHESTNUT WAY, OCEANSIDE, CA 92057-6627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Title Company | PACIFIC VA TITLE, PACIFIC COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 274 CHESTNUT WAY, OCEANSIDE, CA 92057-6627 |
| Document Number | 0000216542 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021-0216542 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 274 CHESTNUT WAY, OCEANSIDE, CA 92057-6627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000065060 |
|---|---|
| Date | Feb 08, 2017 |
| Instrument | 2017-0065060 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $466,378 (+2%) Land $247,306 Building $219,072 | |
| 2025 | $5,149.00 (+5.21%) | $457,234 (+4.04%) Land $242,457 Building $214,777 |
| 2023 | $4,894.00 (+1.54%) | $439,481 Land $233,043 Building $206,438 |
| 2022 | $4,820.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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