274 Central St, Auburn, MA 01501 Property Records

Worcester County and Auburn Town property record for 274 Central St, Auburn, MA 01501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,712 sqft · built 1912
Lot Size	0.299 acres (13,038 sqft)
Owner	2 Individual Names on File
Last Sale	$443,000 (Sep 2023)
Tax Bill	$6,458 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`AUBU M:0056 L:0081`

Property Details

APN / Parcel Number

Primary APN	`AUBU M:0056 L:0081`
Alternative APN	`5276`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
Gross Area	4,820 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	13,038 sqft (0.299 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5276
Street Address	274 CENTRAL ST
City	AUBURN
State	MA
Zip	01501-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	81
Jurisdiction	AUBURN MA
Township / Civil Division	AUBURN
Census Block Group	3
Census Block	3012
Census Tract	736500

Owner

274 Central St is owned and occupied by two individuals who bought it in September 2023.

Source: Worcester County and Auburn Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	274 CENTRAL ST, AUBURN, MA 01501-2204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU
Jan 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Jul 1, 1997 · Amount on File
Deed Document Number	202381316
Deed Book / Page	69703 / 285
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AUBURN MA
Recording Date	Sep 29, 2023
Property Address	274 CENTRAL ST, AUBURN, MA 01501-2204
Document Number	069703-285
Book / Page	69703 / 285
Instrument Date	Sep 29, 2023
Instrument	81316
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	274 CENTRAL ST, AUBURN, MA 01501-2204

Mortgage

Document Number	0000081317
Date	Sep 29, 2023
Instrument	81317

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUBURN MA
Property Address	274 CENTRAL ST, AUBURN, MA 01501-2204
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64305-169
Date	Jan 25, 2021
Book Page	64305/169
Instrument	10934

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 274 Central St was $6,458, up 10,845.8% from the year before.

Source: Worcester County and Auburn Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Auburn Town
Unified School District	Auburn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,458.00 (+10,845.76%)	$453,500 (+9.67%) Land $132,900 Building $320,600	$485,465 (+17.1%)
2025	$59.00 (-98.92%)	$413,500 (+12.76%) Land $126,600 Building $286,900	$414,580
2024	$5,475.00 (+0.75%)	$366,700 (+7.16%) Land $120,800 Building $245,900
2023	$5,434.00	$342,200 Land $109,800 Building $232,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 274 Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER DISTRICT serves 12,255 people · EPA ID MA2017000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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