274 Cambridge Rd, Des Plaines, IL 60016 Property Records

Cook County property record for 274 Cambridge Rd, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,193 sqft · built 1955
Lot Size	0.175 acres (7,620 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Aug 2023)
Tax Bill	$7,299 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-07-309-013`

Property Details

APN / Parcel Number

Primary APN	`09-07-309-013`
Alternative APN	`09-07-309-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,193 sqft Living Area
1st Floor Area	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,620 sqft (0.175 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	274 CAMBRIDGE RD
City	DES PLAINES
State	IL
Zip	60016-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H M (CORNELL) & COS (CUMBERLAND) (WEST) SUB PT OF EH SW SEC 07-41-12
Legal Range	12E
Legal Township	41N
Legal Section	07
Legal Subdivision	CORNELL & COS CUMBERLAND WEST
Legal Lot Number	13
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	3
Census Block	3007
Census Tract	806103

Owner

274 Cambridge Rd is owned by an individual who bought it in August 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	917 PROVIDENCE LN, BUFFALO GROVE, IL 60089-1229
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Oct 17, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023 · Amount on File
Deed Sale	Aug 30, 2023 · Amount on File
Prior Sale	Aug 14, 2009 · Amount on File
Deed Document Number	202313158
Prior Transfer Date	Oct 13, 2017
Prior Transfer Doc	0000046231
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 30, 2023
Property Address	274 CAMBRIDGE RD, DES PLAINES, IL 60016-2125
Document Number	0024213158
Map Reference	DOC 1579383
Instrument Date	Aug 23, 2023
Instrument	2324213158
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 CAMBRIDGE RD, DES PLAINES, IL 60016-2125

Mortgage

Document Number	0024213159
Date	Aug 30, 2023
Instrument	2324213159

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.49%

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Oct 17, 2017
Property Address	274 CAMBRIDGE RD, DES PLAINES, IL 60016-2125
Document Number	1729046231
Instrument Date	Oct 13, 2017
Instrument	29046231
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	NATIONAL BLDR AND BANCORP TITLE, NATIONAL BLDR & BANCORP TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	274 CAMBRIDGE RD DES PLAINES IL 600162125, DES PLAINES, IL 60016-2125

Mortgage

Document Number	1729046232
Date	Oct 17, 2017
Instrument	29046232

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 16, 2037

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 Land $7,620 Building $27,380	$350,000 Land $76,200 Building $273,800
2023	$7,299.00 (+2.86%)
2022	$7,096.00 (+9.19%)	$31,000 (+26.66%) Land $6,477 Building $24,523	$310,000 (+26.66%) Land $64,770 Building $245,230
2021	$6,499.00 Homeowner's exemption	$24,475 Land $5,334 Building $19,141	$244,750 Land $53,340 Building $191,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 274 Cambridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1995)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 1995 · tidal / storm surge
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 274 Cambridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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