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274 Cambridge Pl, Prince Frederick, MD 20678 Property Records

Calvert County property record for 274 Cambridge Pl, Prince Frederick, MD 20678

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,856 sqft · built 2000
Lot Size0.05 acres (2,160 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Nov 2020)
Tax Bill$3,897 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-124386

Property Details

APN / Parcel Number

Primary APN02-124386
Alternative APNs
  • 2124386
  • 124386

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,856 sqft Total Area
Basement Area686 sqft
Finished Basement686 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,160 sqft (0.05 acres)
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number124386
Street Address274 CAMBRIDGE PL
CityPRINCE FREDERICK
StateMD
Zip20678-3148
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTC
Legal DescriptionLT 17 PLAT 5 CHAPLINE PLACE
Legal SubdivisionCHAPLINS PLACE
Legal Lot Number17
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1030
Census Tract860701

Owner

274 Cambridge Pl, a townhouse, is owned and occupied by two individuals who bought it in November 2020.

Source: Calvert County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address274 CAMBRIDGE PL, PRINCE FREDERICK, MD 20678-3148
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2020 · Amount on File
Deed SaleNov 20, 2020 · Amount on File
Prior SaleMar 28, 2007 · Amount on File
Deed Book / Page5770 / 551
Record UpdatedOct 29, 2026

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateNov 20, 2020
Property Address274 CAMBRIDGE PL, PRINCE FREDERICK, MD 20678-3148
Document Number0057700551
Book / Page5770 / 551
Map ReferenceMB KPS 1 FO 46
Instrument DateNov 13, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyVELOCITY NATIONAL TTL CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$812.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address274 CAMBRIDGE PL, PRINCE FREDERICK, MD 20678-3148

Mortgage

Document Number5770559
DateNov 20, 2020
Instrument5770/559
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 274 Cambridge Pl was $3,897 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$356,400$366,600 Land $85,000 Building $281,600
2025$3,897.00
2023$3,367.00 Homeowner's exemption$324,133$336,000 Land $85,000 Building $251,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 274 Cambridge Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Cambridge Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRINCE FREDERICK
serves 4,371 people · EPA ID MD0040011
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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