274 Arbor Trails Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 274 Arbor Trails Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,272 sqft · built 2002
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Sep 2018)
Tax Bill	$6,219 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`24R-12-0952`

Property Details

APN / Parcel Number

Primary APN	`24R-12-0952`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,272 sqft Living Area
Gross Area	3,672 sqft
1st Floor Area	1,546 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 65 ft wide
View / Lot	Highway
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	136 sqft
Patio Area	306 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	274 ARBOR TRAILS DR
City	BALLWIN
State	MO
Zip	63021-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ARBOR TRAILS LOT 150
Legal Subdivision	ARBOR TRAILS
Legal Lot Number	150
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2003
Census Tract	217932

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	274 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Aug 29, 2019	Deed of Trust, Mortgage ACCESS CAP FNDG
Apr 15, 2019	Deed of Trust, Mortgage ACCESS CAP FNDG
Sep 25, 2018	Warranty Deed, Transfer ACCESS CAP FNDG
May 25, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Feb 2, 2018	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Nov 24, 2004 · Amount on Record
Deed Document Number	2018572
Deed Book / Page	23210 / 2260
Prior Transfer Date	Sep 1, 2018
Prior Transfer Doc	02321002260
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	274 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 ARBOR TRAILS DR, BALLWIN, MO 63021-3306

Mortgage

Document Number	0250981103
Date	Sep 9, 2021
Book Page	25098/1103
Instrument	2021090900128

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	274 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 ARBOR TRAILS DR, BALLWIN, MO 63021-3306

Mortgage

Document Number	0246220347
Date	Jan 29, 2021
Book Page	24622/347
Instrument	2021012900043

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	274 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 ARBOR TRAILS DR, MANCHESTER, MO 63021-3306

Mortgage

Document Number	0240840264
Date	Jun 9, 2020
Book Page	24084/264
Instrument	2020060900031

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	274 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Document Number	0236842642
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 ARBOR TRAILS DR BALLWIN MO 630213306, BALLWIN, MO 63021-3306

Mortgage

Document Number	0236842642
Date	Sep 5, 2019
Book Page	023684/002642
Instrument	486

Lender

Name	ACCESS CAP FNDG
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	274 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Document Number	0234901999
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 ARBOR TRAILS DR BALLWIN MO 630213306, BALLWIN, MO 63021-3306

Mortgage

Document Number	0234901999
Date	Apr 19, 2019
Book Page	023490/001999
Instrument	421

Lender

Name	ACCESS CAP FNDG
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 25, 2018
Property Address	274 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Document Number	0232102260
Book / Page	023210 / 002260
Instrument Date	Sep 21, 2018
Instrument	572
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 ARBOR TRAILS DR BALLWIN MO 630213306, BALLWIN, MO 63021-3306

Mortgage

Document Number	232102263
Date	Sep 25, 2018
Book Page	023210/002263
Instrument	573

Lender

Name	ACCESS CAP FNDG
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	274 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Document Number	0230800319
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 ARBOR TRAILS DR BALLWIN MO 630213306, BALLWIN, MO 63021-3306

Mortgage

Document Number	0230800319
Date	Jun 22, 2018
Book Page	023080/000319
Instrument	59

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	274 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Document Number	0228960077
Book / Page	022896 / 000077
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 ARBOR TRAILS DR BALLWIN MO 630213306, BALLWIN, MO 63021-3306

Mortgage

Document Number	0228960077
Date	Feb 12, 2018
Book Page	022896/000077
Instrument	23

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,540 (-) Land $35,700 Building $65,840	$534,400 (-) Land $187,900 Building $346,500
2025	$6,219.00 (+5.12%)	$101,540 (+10.98%) Land $35,700 Building $65,840	$534,400 (+10.99%) Land $187,900 Building $346,500
2024	$5,916.00 (+1.42%)
2023	$5,833.00 (+1.8%)	$91,490 (+11.44%) Land $19,040 Building $72,450	$481,500 (+11.43%) Land $100,200 Building $381,300
2022	$5,730.00	$82,100 Land $19,040 Building $63,060
2021			$432,100 Land $100,200 Building $331,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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