274 12th St, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 274 12th St, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 1983
Owner	Individual Name on File
Last Sale	$750,000 (Dec 2006)
Tax Bill	$3,553 (2024)
Deeds & Mortgages	Jun 2021 Refinance May 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0100012 0400060 C-5`

Property Details

APN / Parcel Number

Primary APN	`0100012 0400060 C-5`
Alternative APN	`01-00012-04-00060-0000-C-5`

Interior

Stories	2 Stories
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Construction Type	Frame

Location & Zoning

Street Address	274 12TH ST, 5
City	AVALON
State	NJ
Zip	08202-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-B
Legal Description	62,65,66
Legal Subdivision	SEASCAPE 02 CONDO
Legal Block	12.4
Legal Lot Number	60
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	1
Census Block	1030
Census Tract	20902

Owner

274 12th St is owned by an individual who bought it in December 2006.

Source: Cape May County and Avalon Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	17 WILLOW CT, CARVERSVILLE, PA 18913-9709
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2006 · Amount on File
Deed Sale	Dec 6, 2006 · Amount on File
Deed Document Number	2006404
Deed Book / Page	3264 / 808
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	274 12TH ST, AVALON, NJ 08202-2303
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027389
Date	Jun 2, 2021
Book Page	6407/269
Instrument	2021027389

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	274 12TH ST, AVALON, NJ 08202-2303
Document Number	0064070269
Instrument Date	May 12, 2021
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	BROKERS ABSTRACT COMPANY, BROKERS ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 12TH ST AVALON NJ 082022303, AVALON, NJ 08202-2303

Mortgage

Document Number	0064070269
Date	Jun 2, 2021
Book Page	006407/000269
Instrument	27389

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,700 (-) Land $419,500 Building $159,200	$578,700 (-) Land $419,500 Building $159,200
2025		$578,700 Land $419,500 Building $159,200	$578,700 Land $419,500 Building $159,200
2024	$3,553.00
2023		$578,700 Land $419,500 Building $159,200	$578,700 Land $419,500 Building $159,200
2022	$3,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 274 12th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 839 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,072 units insured incl. 233 condo units
Nearby Flood Claims	778 (1979–2018)
Claims Outside the SFHA	11 of 778
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 191 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 66 claims Hurricane Gloria, Sep 1985 · 133 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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